PM Surya Ghar Muft Bijli Yojana: It has become difficult to step out of the house amid scorching sun and heat wave. In such a situation, ACs, coolers and fridges are running round the clock, and at the same time the tension of electricity bills is also riding on the head. But do you know that even in this summer, crores of people are enjoying the coolness without worrying about any bill?
It will be surprising, but this has been possible due to the PM Surya Ghar Muft Bijli Yojana. Under this scheme, those who have installed solar panels on their rooftop are getting 300 units of electricity completely free. That is, run the AC-cooler, but do not worry about the bill. In fact, in this scheme, the government is also giving a subsidy of up to Rs 78,000, which has made it much cheaper to install solar panels.
What is this scheme and how many houses have been illuminated?
Prime Minister Narendra Modi had launched the ambitious scheme on February 13, 2024. It aims to connect 1 crore households in the country with solar energy, and this target is to be completed by March 2027. The scheme is the world’s largest domestic rooftop solar initiative with a total budget of Rs 75,021 crore.
According to government data, 20.85 lakh solar systems have been installed under the scheme till December 2025, benefiting more than 26.14 lakh households. Central financial assistance (subsidy) of Rs 14, 771.82 crore has been given to these beneficiaries.
300 units of free electricity and hefty subsidy
The biggest feature of this scheme is that 300 units of electricity is completely free. That is, you can run AC, fridge, cooler and the rest of the electronic items without any hesitation. Not only this, the government is also giving a huge subsidy on installing solar panels.
Talking about the subsidy, it depends on your power consumption and the capacity of the system:
0-150 units of consumption: 1-2 kW panel, Rs 30,000-60, 000 subsidy
150-300 units. 2-3 kW panel, Rs 60,000-78, 000 subsidy
A total of 300 + units: Panel of 3 kW or more, maximum subsidy of Rs 78,000
The subsidy amount will be transferred directly to your bank account through Direct Benefit Transfer (DBT). A 3kW system costs around Rs 2.10 lakh, on which you have to pay only Rs 1.32 lakh after getting a subsidy of Rs 78,000.
25 years free from the stress of the bill
Once the solar panel is installed, you can take advantage of ‘Zero Electricity Bill’ for the next 25 years. Actually, the lifeline of solar panels is about 25 years, so once you invest, you do not have to worry about electricity bills for two and a half decades.
The highest number of installations in these states
Gujarat, Maharashtra and Uttar Pradesh are at the forefront of this scheme. According to data as of December 2025:
Gujarat: 5,15,052 installations, 7,41,819 families benefitted
Maharashtra: 3,91,887 installations, 6,34,782 families benefitted
Uttar Pradesh: 3,26,386 installations, 3,29,847 families benefitted
Kerala: 1,77,392 installations, 1,82,071 families benefitted
Rajasthan: 1,19,006 installations, 1,22,027 families benefitted
Application process
It is very easy to apply for this scheme. You just have to go to the official portal https://pmsuryaghar.gov.in:
Select the option ‘Apply for Rooftop Solar’
Choose your state and electricity distribution company (DISCOM)
Enter your mobile number, email ID and password
Fill the application form and submit
After getting the feasibility approval, install solar panels from the registered vendor of DISCOM.
Apply for net meter after panel installation
The commissioning certificate will be issued after the meter is installed and inspected by DISCOM.
The subsidy amount will be credited directly to your bank account.
Loans are also available without guarantee.
If you do not have the full amount for the initial investment, then there is no need to worry. The government has also facilitated loans without guarantee through 12 public sector banks. For loans up to Rs 2 lakh, the interest rate is only 7%. That is, you can install solar panels even at a very low investment.
Expert Tech
In view of the rising electricity prices and increased consumption during the summer season, the PM Surya Ghar Yojana is no less than a boon for domestic consumers. One-time investment and free electricity for 25 years – this offer is very attractive. The special thing is that the subsidy amount comes directly to the bank account, so that there is no hassle of middlemen. However, for the success of the scheme, it is necessary that people choose the right vendor and install ALMM-listed panels.
Key takeaways
300 units for free. Under this scheme, 300 units of electricity per month is provided free of cost.
Rs 78,000 subsidy: Maximum subsidy of Rs 78,000 on solar panels up to 3 KW
Benefits for 25 years: Once the solar panel is installed, the electricity bill does not have to be paid for 25 years
Easy Loans Guarantee-free loans up to Rs 2 lakh at 7% interest
26 lakh + House illuminated: More than 26.14 lakh households to be benefitted by December 2025
People are also asked to
Do you get 300 units of free electricity every month under the PM Surya Ghar Yojana?
Yes, under this scheme, you get up to 300 units of electricity completely free every month. This means you can run ACs, coolers, fridges and other electronics items without worrying about any bills. Consumption of more than 300 units of electricity is taxed.
What is the maximum amount of subsidy under PM Surya Ghar Yojana?
Under this scheme, a maximum subsidy of Rs 78,000 is available on solar systems with a capacity of 3 kW. A subsidy of Rs 30,000-60, 000 is given on 1-2 KW. The amount will be directly transferred to your bank account.
Can people living in rented houses take advantage of this scheme?
No, the benefit of this scheme can only be availed by the person who owns his house and has a valid electricity connection. Tenants are not eligible for this scheme, as the landlord’s permission is required to install solar panels on the roof.
How to apply for PM Surya Ghar Yojana?
Go to the official portal for application https://pmsuryaghar.gov.in and select ‘Apply for Rooftop Solar’. Enter your electricity distribution company, consumer number, mobile number. After filling the form and getting the feasibility approval, install the solar panel from the registered vendor. Apply for net meter after panel installation.
Is there any loan facility in this scheme?
Yes, the government has facilitated loans without guarantee through 12 public sector banks. For loans up to Rs 2 lakh, the interest rate is only 7%. The entire loan process is online.
Things to keep in mind before installing solar panels
If you are thinking of applying under the scheme, then keep a few things in mind. The first thing – The solar panel should be in the ALMM (Approved List of Models and Manufacturers) list, only then you will get the subsidy. The second thing… Get the installation done only from the registered vendor, otherwise your subsidy can stop.
Third thing… There should be enough space on the roof. For every kilowatt, about 80-100 square feet of space is required. And the fourth thing… If your house is part of a Group Housing Society (GHS) or RWA, you can also get a separate subsidy for the common area.
Conclusion: Are you going to take advantage of this program?
The heat is increasing, the consumption of AC-cooler is increasing, and the figure of electricity bill is also increasing. In such a situation, the PM Surya Ghar free electricity scheme is a great option. One-time investment, subsidy up to Rs 78,000, loan at 7% interest, and 300 units of free electricity for 25 years – this offer is beneficial for any domestic consumer.
In this summer, you can also get rid of the tension of electricity bills by installing solar panels on your roof. Just apply online, choose the right vendor, and take advantage of government subsidies. More than 26 lakh families have already benefited from this scheme. Are you going to join this list?