Online Bank Statement: When applying for a job, organisations often request salary slips from your previous employment, and a bank statement is frequently required during this process. If you are living in a different state, visiting your home branch can be difficult. However, there is no need to worry; you no longer have to visit a bank branch to obtain a bank statement. You can download it in just a few minutes from the comfort of your home using your smartphone or computer. Almost all banks offer this facility through their mobile apps.

How to download a bank statement via mobile app:-

To download a bank statement using a mobile app, first open the bank’s official app. For example, you can use apps like YONO SBI for SBI, BoB World for Bank of Baroda (BoB), and PNB One for PNB.

Next, log in to your account using your User ID and password, MPIN, or other available mobile banking login options. Select the ‘Account’ or ‘Passbook’ option, then choose the ‘Account Statement’ option. Enter the start and end dates; for instance, if you need a statement for the last three months, select the dates accordingly and download the PDF.

How to download a bank statement via net banking:

If you prefer to download the statement using a computer or laptop, you can use net banking.

First, visit the bank’s official website.

Log in using your net banking ID and password.

Navigate to the ‘Accounts’ or ‘Account Statement’ section.

Select the specific bank account for which you need the statement.

Enter the required start and end dates.

Choose the desired format (PDF or Excel) and download the statement.

How to find the bank statement PDF password:

Please note that many banks protect downloaded PDF statements with a password to ensure security. Password formats may vary by bank. In some cases, the password is determined based on details such as your date of birth, customer ID, or other account-related information. Therefore, be sure to read the instructions the bank provides after downloading the PDF.

No need to visit the bank for a statement

Previously, obtaining a bank statement required visiting a branch and submitting an application; however, digital banking has made this process much easier. You can now generate statements as needed using mobile apps or net banking. Options and procedures may differ across banking apps; always use official sources rather than downloading banking apps from unknown websites.