The last date for choosing the Unified Pension Scheme (UPS) option from the central government is 30 September 2025. Earlier, the date for this was 31 July 2025. Under UPS, government employees will get fixed pension, gratuity and death benefits.
What is the UPS scheme?
Unified Pension Scheme (UPS) is a new scheme, which was implemented on 1 April 2025. Employees joining UPS will get a fixed monthly pension after retirement. This scheme has been brought under the National Pension System (NPS).
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What is the difference between NPS and UPS?
NPS is market-based, and its return depends on the stock market and bonds. At the same time, a fixed pension is available in UPS. In UPS, employees are asked to give a minimum pension of Rs 10,000. However, when the employee has served for 10 years.
Who can apply to UPS?
UPS can be chosen by only those central employees who are serving till 1 April 2025 and are already included in NPS. Apart from this, former retired government employees and valid wives of deceased employees can also choose UPS.
How to apply online?
By the way, the government has made the process of joining UPS easier. Employees go to the NPS to the UPS Migration section by visiting the eNPS website and logging in through PAN number, date of birth and OTP. After this, as soon as you e-sign, the application will be completed.
How to apply offline?
Form A2 can be downloaded to join UPS offline. After this, you can join UPS by submitting the form at the nodal office. The nodal office will process this application on the CRA portal. For information, let us tell you that UPS has been started in place of OPS after a long demand of the central employees. A provision has been made for the employees to get a pension after retirement.