Lakhpati Didi Yojana: The Government of India is continuously running several schemes to empower women economically. Today’s women are no longer confined to their homes. They are making their mark in business, startups, agriculture, dairy, and the service sector. To further this vision, the government has launched the Lakhpati Didi Yojana. This scheme has emerged as a new ray of hope for women who want to start their own business or expand their existing small businesses.
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What is the Lakhpati Didi Yojana?
The objective of the Lakhpati Didi Yojana is to make women self-reliant. Under this scheme, women associated with Self-Help Groups (SHGs) are provided interest-free loans of up to Rs. 5 lakh. This loan can be used to start self-employment, set up a small industry, or expand an existing business. The government provides interest subsidies on the loan under this scheme, so women do not bear the burden of actual interest. This scheme provides women with the opportunity to expand their businesses in various sectors such as agriculture, dairy, food processing, handicrafts, and the service sector.
Who can be a beneficiary?
Only women who are members of a recognised Self-Help Group can avail of the benefits of this scheme. The Lakhpati Didi Yojana is not limited to just loans. Women are also provided with skill training so that they can establish sustainable businesses effectively. The scheme aims to increase women’s annual income and empower them economically. In addition, women receive assistance in connecting with the market, selling their products, and running their businesses professionally.
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Learn about the application process
Women aged 18 to 50 years can apply for this scheme. It is necessary to join a Self-Help Group before applying. After joining, they must undergo training and prepare a business plan that includes all the details of the business. Women can apply online by visiting the website of the Ministry of Rural Development. Alternatively, they can also submit offline forms at the local SHG office, the Department of Rural Development, or the nearest bank.