Track SIP & Mutual Fund Portfolio Instantly with PAN Card – Get CAS Report Online

PAN card (Permanent Account Number) is very important for any work related to money in India. Whether it is filing income tax, buying property, or investing, a PAN card is required everywhere. The government keeps a record of every person’s financial transactions through the PAN card. From doing a job to filing income tax returns, doing banking transactions, investing in the stock market, or mutual funds, it is required in many financial activities. The good news is that now you can easily get information about your entire investment made in Mutual Funds through your PAN.

Many people invest in mutual funds – sometimes through SIP, sometimes in tax-saving schemes, and sometimes by putting a lump sum amount. In such a situation, after a time, it becomes difficult to understand where and how much of all your money has been invested, and how much return is being received. If you are also facing a similar problem, then you can track your entire investment through your PAN number. This process is very simple and convenient.

Why is it easy to track investments with a PAN number

PAN number is not only used for paying taxes but also for linking all your mutual fund investments in one place. No matter how many funds you have invested in, all the information is available in one place with the help of PAN. This will not only provide the account of your investments, but will also make the calculation of tax and capital gains easier. It proves to be very helpful in keeping your financial plans organized.

The Consolidated Account Statement (CAS) report will give complete investment information

Due to SEBI rules and digital technology, now you do not need to go to the website of every fund and log in. Now you can see your Consolidated Account Statement (CAS) only through PAN. This is a report that contains information about all mutual fund folios linked to your name, such as:

• When did you invest
• In which scheme did you invest
• How many units did you buy
• What is the current value
• Is SIP running or not
• How much return was received

You will get all such information in this one report, which will allow you to do a comprehensive analysis of your portfolio.

How to view the CAS report

Viewing your CAS report is extremely easy. Follow these steps:

First of all, you have to visit the website of any one of MF Central, CAMS Online, KFintech, NSDL, or CDSL. These agencies keep a record of mutual fund investments.

Then go to the ‘Request CAS’ or ‘View Portfolio’ option.

Now enter your PAN number, registered email or mobile number, and your date of birth if required.

An OTP (one-time password) will come to your registered mobile number or email. After entering the OTP, you can view your report.

You can decide whether you want the report once or every month, and whether you want to receive it by email or see it on the screen itself.

What to do if there is a problem

However, sometimes your details are not visible even after this process. In such a case, your investment may be linked to another PAN, or your KYC (Know Your Customer) is incomplete. In such a situation, you have to complete eKYC through Aadhaar on the website of CAMS or KFintech. This will update your portfolio, and the information will be available.

Why is it very important to cancel the PAN card of a deceased person

After the death of a person, it is an important process to deactivate the documents issued in their name. These include PAN cards as well. Even though it is not legally mandatory to cancel the PAN card of a deceased person, not doing so can lead to many serious problems in the future, such as:

Someone else can commit fraud using the PAN of the deceased person.

Illegal financial transactions can be done using a PAN.

Someone can take a loan or other financial product by misusing their identity.

These activities may result in the family facing legal action.

Therefore, getting the PAN card of the deceased person cancelled or deactivated is an important responsibility of the family.

Documents required for the cancellation of a PAN card

To get the PAN card of the deceased person cancelled, you need to submit the following documents:

Original PAN card (if available).

Copy of the death certificate.

Application form for cancellation of PAN card.

Copy of PAN card of the legal heir.

Documents proving the relationship with the deceased person (like a birth certificate or a marriage certificate).

Aadhaar card (of the legal heir).

Will (if any) or legal succession certificate.