There are many schemes available for investment in the market, in which you invest money and in a few days you get a fixed return. However, the risk in these investment schemes is very high. But some such investment schemes are also run by the government, in which investors get fixed returns and the risk is also low. Today we are going to tell you about 3 such best schemes for post office, which will make your savings safe and profitable.
Special schemes of the post office
There are some such schemes in government schemes, in which you can invest through banks. But we are going to tell you about 3 such schemes of the post office, in which fixed interest is given and the risk is also low. Whether the market goes up or down, your money will not be affected. This is an amazing opportunity for you to keep your hard-earned money safe.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a very beneficial scheme that the government has created especially to secure the future of daughters. In this, you can also invest the minimum of ₹ 250 to a maximum of ₹ 1.5 lakh in a present year in the name of your own daughter. This scheme is currently getting an interest rate of about 8.20%, which makes it quite attractive. Apart from this, this scheme also offers the benefit of tax exemption under section 80C, which gives investors a golden opportunity to save tax. This amazing scheme lays the strong foundation for the upcoming bright future of lovely daughters.
Public Provident Fund
Public Provident Fund (PPF) is a most safe and the long-term savings scheme run by the central government. It is perfect for those who want risk-free investment. In this, you can now invest from the minimum of ₹ 500 to the maximum of the ₹ 1.5 lakh in a complete year. PPF is currently offering an interest rate of about 7.10%. Its total tenure is 15 years, and it is an amazing option for saving tax as well as stable returns. It also offers the benefit of tax exemption under section 80C! It is a reliable way to grow your savings.
National Savings Certificate
National Savings Certificate (NSC) is one of the top investment schemes of the post office, which is famous for safe and high returns. In this, you can start investing with a minimum of ₹ 1,000, and there is no limit on the maximum investment. Investors in NSC get an interest rate of about 7.70%. This scheme also offers tax exemption under section 80C, which makes it an excellent option for both savings and tax benefits. This is best for those who are looking for stable and risk-free investments.