In today’s digital world, using an ATM has become very common. But while this machine gives us a lot of convenience, it also brings some risks. In many cases of cyber crime and fraud, new tricks related to ATMs have been seen. Because of this, people lose thousands or even lakhs of rupees from their bank accounts in just a few seconds.

If you also use an ATM for transactions, then not following some important safety tips can be very risky. Here are 10 important alerts that can help protect your hard-earned money from cyber thieves.

  1. Always use an ATM that is in a bright and busy place. Do not use ATMs in dark, quiet, or lonely areas. These places are not safe and can be risky.
  2. When you enter your PIN at the ATM, cover the keypad with your hand. This will keep your PIN safe from hidden cameras or people trying to watch you.
  3. Before using the ATM, check the card slot and keypad. If anything looks strange or loose, it might be a skimming device. Do not use that ATM and tell the bank.
  4. Try to use ATMs that are inside bank branches. These ATMs have better security and are less likely to be used for fraud.
  5. Turn on message alerts or app notifications for ATM use. This way, if someone tries to take money from your account, you will know quickly and can take action.
  6. Learn about common ATM frauds and scams. If you know how these frauds happen, you can stay safe and avoid being a victim.
  7. Keep your ATM card safe just like you keep cash. Do not leave your card unattended. Always keep it in a safe place like your wallet or purse.
  8. If your bank allows, set a daily or per-transaction limit for your ATM card. This helps stop big losses if someone misuses your card.
  9. Change your PIN from time to time. Do not use easy numbers like 1234 or your birthdate. Make your PIN hard to guess.
  10. When you are using the ATM, always look around. Make sure no one is standing too close or trying to see your PIN. Stay alert and careful every time.