PPF SCHEME: Today, everyone invests to secure the future of their family. If you are also looking for a safe scheme in which you can invest and secure the future of yourself and your family, then let us tell you that many small savings schemes are being operated in the country, by investing in which you can earn lakhs. Actually, we are talking about the PPF scheme of the post office. This scheme is becoming a great investment option for people. In this scheme, along with safe investment, great returns are also received. Along with this, a tax-saving facility is also available at a great interest.
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An investment of just 411 rupees will give a fund of 43 lakhs
For information, let us tell you that PPF is a great scheme. In this scheme, interest is being received at the rate of 7.9 percent annually. In this, great returns are received in the long term. At the same time, you save Rs 12500 monthly, i.e., Rs 411 every day, which will become Rs 1.5 lakh annually. The maturity period of this scheme is 15 years. During this period, if you continuously invest Rs 1.5 lakh annually, then after 15 years, you can get a fund of about Rs 43.60 lakh. In this, about Rs 21 lakh will be received from interest.
Investment is 100% safe
For information, let us tell you that the PPF scheme is completely government-supported. Investment made in this scheme is very safe; along with this, it provides more interest than an FD. The reason for this is that this scheme remains the first choice of millions of investors. If you want, you can easily invest in a PPF account at once. Along with this, there is also a facility to invest monthly in 12 installments.
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Loan is available as per need
For information, let us tell you that there are many facilities in the PPF scheme. In this scheme, you can also take a loan on your deposit amount between the third and sixth years of opening the account. This option is given for an emergency, which is very helpful. The special thing about this scheme is that the loan is available at a very low interest rate. Easy facility has been given to repay it.
You can also invest online
For information, an online facility is also given in this scheme of the post office. You can transfer money directly from a bank account to a PPF account with the help of the Post Office Payments Bank or DarkPay App. For this, you just have to link your IPPB account to your bank account. Along with this, the necessary details have to be entered by selecting the PPF option.