PM Maandhan Yojana- The Government of India runs many schemes for different sections of the country. The aim of which is to fulfill the needs of the people and make them financially strong. Among these schemes, there are some schemes which are run to make the life of the elderly easier. So that they do not have to depend on anyone in their old age. In this regard, the government has started the Pradhan Mantri Shram Yogi Maandhan Yojana. In this scheme, if a person contributes only Rs 55 per month, then he gets a guaranteed pension of Rs 3000 per month after the age of 60. This scheme is especially for workers working in the unorganized sector.
There are lakhs of workers in the country who are neither included in any pension scheme. Nor do they have any savings for the future. For such people, this scheme has emerged as a safe and reliable option. The special thing is that in this the government itself deposits money equal to your contribution.
Many working classes like garbage pickers, brick kiln workers, domestic helpers, laundry workers, rickshaw pullers, leather industry workers etc. benefit from this scheme. This scheme is very beneficial for those who earn their livelihood through daily wages.
Pradhan Mantri Shram Yogi Maandhan Yojana was started in the year 2019. Its purpose is to provide pension security to people working in the unorganized sector earning up to Rs 15,000 per month. The government also contributes as much as the employee does. For example, if a person deposits Rs 200 every month, then the government also adds Rs 200. You can join this scheme from the age of 18. If someone joins it at the age of 18, then he will have to contribute Rs 55 every month. If someone applies for it at the age of 29, then his monthly contribution becomes Rs 100. The sooner you join this scheme, the less money you have to deposit every month.
On completion of 60 years of age, the person registered in this scheme gets a monthly pension of Rs 3000. This money is directly transferred to the beneficiary’s account. That is, by saving a small amount, you can make your old age secure.