PM Maandhan Yojana- In India, farmers are considered the backbone of the country. The government periodically implements various welfare schemes for farmers. One such scheme is the Pradhan Mantri Kisan Maandhan Yojana, which was launched to provide farmers with financial security in old age. This scheme is particularly beneficial for small and marginal farmers.
Objective of the Scheme
The Pradhan Mantri Kisan Maandhan Yojana was launched by the central government in 2019. Its primary objective is to ensure that farmers do not have to depend on others for their livelihood after the age of 60. It is often observed that as farmers age, they are unable to continue farming and face financial difficulties. Under this scheme, they receive a regular pension.
What benefits will farmers receive?
Under this scheme, if farmers pay premiums until the age of 60, they receive a monthly pension of Rs 3,000. Furthermore, if the farmer dies, his wife also receives financial security. The wife receives a monthly pension of Rs 1,500, providing support to the family in old age.
How much premium will have to be paid?
The biggest feature of this scheme is that farmers have to pay very little premium.
Farmers joining at the age of 18 have to contribute only Rs 55 per month.
As the age increases, the premium also increases, up to a maximum of Rs 200 per month.
This contribution is decided on the basis of the age and age group of the farmer.
Application Process
To avail the benefits of Pradhan Mantri Kisan Maandhan Yojana, the farmer has to apply online.
First of all the farmer will have to visit the official website of the scheme.
Here they will have to login and fill in the necessary information.
After this, click on Generate OTP option and enter the received OTP.
Finally, after submitting, the application process will be completed.
For the convenience of farmers, registration in this scheme can also be done through Common Service Centre (CSC). The Pradhan Mantri Kisan Maandhan Yojana is proving to be a boon for small and marginal farmers. By paying a monthly premium of just Rs 55 to Rs 200, farmers can ensure financial security for their old age. This scheme will not only make farmers’ lives easier but will also provide them with the opportunity to live a life of self-reliance and dignity.










