New Rules from November 1, 2025: The month of October is about to end, and with the beginning of the new month, many financial rules will undergo changes. Furthermore, LPG prices may also change. Let us tell you what changes are going to happen in India from November 1, which will directly impact the pockets of ordinary people.
These changes are going to be implemented from November 1
Gas cylinder prices: LPG, CNG, and PNG prices are expected to change starting November 1. The price of a 14-kilogram domestic LPG cylinder is expected to decrease, while the price of a commercial gas cylinder may increase.
Mutual Funds: SEBI has implemented stricter regulations for mutual funds. Asset management companies (AMCs) will now be required to report transactions exceeding Rs 15 lakh through nominees or relatives to the compliance officer.
SBI Cards: Some changes have been made to SBI credit card rules. Starting November 1st, unsecured credit cards will be charged 3.75%. SBI Cards stated that education payments made through credit, checks, and third-party apps like MobiKwik will now be charged 1% of the transaction amount. However, SBI Cards clarified that this fee will not apply to payments made directly to schools, colleges, or universities through its official website or on-site POS machines.
SBI Cards states that every wallet load transaction exceeding Rs 1,000 will be charged a fee of 1% of the transaction amount. This fee applies to transactions made under select merchant codes. SBI Cards also charges Rs 200 as a check payment fee.
Telecom Changes: Starting November 1st, telecom companies will be taking strict action against spam calls and messages. All telecom companies have been instructed to block all spam numbers from November 1st. This means that telecom companies will block spam numbers before the messages reach users.
Bank Holidays and Changes in Rules: A bank holiday list will be released on November 1st. Banks will observe a total of 13 holidays in November 2025. You can now nominate up to four people for your deposit account. For deposit accounts, you can divide rights among up to four nominees. The total share must be 100%.
