If you are a woman and are looking for a great opportunity to earn from home, then the Bima Sakhi Scheme of the Life Insurance Corporation of India (LIC) can be an extraordinary opportunity for you! Under this scheme, women are given special training to become LIC agents and a stipend of ₹ 5,000 to ₹ 7,000 is also given every month during the training. This is not just a scheme, but a big step towards women empowerment and financial self-reliance.
The central government has set an ambitious target of preparing 1 lakh Bima Sakhis every year under this scheme. Let us know the complete details of this scheme: who can apply, how to apply, and what benefits will be available so that you can take full advantage of this golden opportunity.
What is Bima Sakhi Yojana
Bima Sakhi Yojana has been started with the aim of making women financially self-reliant in collaboration with the Central Government and LIC. In this, women are given extensive training in insurance, financial literacy, and customer service.
After completing the training, women can work as LIC agents in their village or locality. Their main task is to make people aware of insurance products and help them buy insurance so that they can contribute to the financial security of their families and communities.
How much stipend and commission will be given
During the training period, you will get a stipend of ₹ 5,000 to ₹ 7,000 per month, which will help you meet your daily needs.
On becoming an agent after training, you will get attractive commissions and various incentives on the policies sold.
Women can earn up to ₹48,000 extra in the first year itself, which will provide a strong initial income source for them.
The condition for receiving a stipend for 3 consecutive years is that 65% of the active policies in the first year should remain active in the next year as well. This is a performance-based condition that rewards you for your ability and hard work.
Which women can apply
This scheme is exclusively for women, and some specific eligibility criteria have been set:
Only women are eligible.
The age of the applicant should be between 18 to 70 years. This is a wide age group, which gives a chance to both young and experienced women.
The minimum educational qualification is a 10th pass.
Current LIC agents, LIC employees, or their close relatives are ineligible for this scheme so new people can get the opportunity.
How to apply
The application process for Bima Sakhi Yojana is quite simple, and you can complete both online or offline:
Online application process
Visit the official website of LIC (www.licindia.in) or the State Rural Livelihood Mission/CSC Portal.
Fill out the application form and upload the required documents:
Age Certificate
Address Proof
10th Marksheet
Passport Size Photo
Bank Details
Aadhaar Card (often required)
Offline Application Process
You can also apply by visiting your nearest LIC Branch, CSC Center, or Panchayat Office. Here you will find the application form and the list of required documents.
After applying, the selected women are informed about the training through SMS or Email. On completion of the training, they are provided with a Bima Sakhi Certificate and LIC Agent Code, after which they can start their work.
Opportunity to become a Development Officer
During the 3-year training, women are taught important skills like selling insurance, selling policies, and customer handling. Women who perform well can also reach higher positions like Development Officer. This not only gives them a chance to earn a better income but also provides growth and advancement in their career.