Many people are afraid to invest because they do not feel safe about their money. However, you can invest safely in many Post Office schemes. These schemes are supervised by the Central Government, so there is almost no risk. After the investment period, you get your original money with interest on time. Many people want to become millionaires, but they do not know how. Today, we will tell you about one way. If you want to know, read this post carefully.
The Public Provident Fund (PPF) is a Post Office scheme. If you invest in this scheme, you have a chance to earn a lot of money.
Wisdom comes with stability! Begin your investment journey with India Post’s Public Provident Fund (PPF).
✔️ Earn 7.1% interest per annum
✔️ Start with as little as ₹500 per year
✔️ A secure, long-term investment with no market riskMake your first investment a wise one.
For… pic.twitter.com/KLeRUPoGGZ
— India Post (@IndiaPostOffice) July 27, 2025
🔸 Public Provident Fund (PPF)
▪️ PPF is one of the most popular Long-Term Investment schemes,primarily because of its Low-Risk features and Major Tax Exemptions.
▪️ Only Resident Indians are eligible to open a PPF account.
NRIs and HUFs are not permitted to open a PPF account pic.twitter.com/IJS1bOV3NI
— CA Garima Bajpai (@garimabajpai) November 18, 2022
How This Scheme Functions
- The Central Government has set an interest rate of 7.1% on this scheme. This means anyone who invests will earn a decent interest rate with guaranteed returns.
- This scheme has other advantages. You can invest at least ₹500, and a maximum of ₹1.5 crore.
- If you invest ₹250 per day, you deposit will total ₹7,500 at the end of the month. In 12 months (1 year) your total deposit will total ₹90,000.
- If you continue this for 15 years, you will total over ₹24.4 lakh at the end. Your deposit during this time will be ₹13.5 lakh.