Post Office Bumper Scheme: Everyone wants to invest in a place where money will be completely safe and a big return will come in their pocket. And in that very place, the Post Office scheme has become a blessing for the common man. Because, today we will talk about a scheme (Post Office MIS Scheme) where you can invest from just Rs. 1000 and earn Rs. 5550 per month. Now you must be wondering which scheme? Read the report to know.
Which scheme are we talking about?
Actually, we are talking about the Post Office Monthly Income Scheme or MIS Scheme. This is the best option for those who want to get a big return every month and are looking for a safe investment medium. And the biggest feature of the monthly income scheme is that here you have to invest once, after which the investors get interest at a fixed monthly rate for the entire 5 years. The biggest thing is that the interest rate here is 7.4 percent, which is much higher than other schemes.
There is a small investment benefit
Usually, when investing in most schemes, there is a minimum investment limit of 50 thousand taka or 1 lakh taka. However, this scheme allows investment from just 1000 taka. That is, you can invest a minimum of 1000 taka in a single account and a maximum of 9 lakh taka can be invested. However, by opening a joint account, a maximum of three people can invest here. In that case, there is an opportunity to invest a maximum of 15 lakh taka.
Needless to say, if you deposit 9 lakh taka in a monthly income scheme, then you will get interest of 5550 taka every month. And in this case, there is a stable return for 5 consecutive years without any fluctuations. Because, it is a completely government-supported scheme. And the monthly interest is deposited directly in the savings account. As a result, there is no hassle.
You will get the entire money after maturity
However, yes, after the expiry of the scheme, i.e. after 5 years, the investor will get the entire capital deposited back. After that, he can invest in the monthly income scheme again or there is also an opportunity to invest in any other scheme. Let us tell you that to open an account in the Aunty Income Scheme, you must have a savings account with the post office. And if you don’t have a savings account, then you have to open one first. So if you want to secure your future and are looking for a scheme that offers stable returns, then this could be the best option.