Ayushman Bharat Card- Medical expenses are becoming expensive, and it becomes impossible for common people to bear the hospital expenses at times. But the central government’s Ayushman Bharat scheme , also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), has relieved crores of poor and needy families of the country from this worry. Under this scheme, eligible families get a cashless health insurance cover of up to Rs 5 lakh every year. Despite this, even today many beneficiaries are confused about how to claim this scheme. Many times, even after having an Ayushman card, people do not go to the hospital, due to which they are deprived of their rights.
If you also know any such beneficiary or want to avail the benefits of the scheme yourself, then this news is very important for you. Let us know the complete process of claiming Ayushman Bharat Yojana – which is easy and 100% cashless.
What is Ayushman Bharat Scheme?
Ayushman Bharat Yojana is an ambitious health scheme of the Government of India, which aims to provide better and free treatment to the economically weaker sections. Under this scheme, eligible beneficiaries can get treatment without spending a single penny in government and private hospitals included in the panel across the country.
When and how to claim Ayushman Bharat Yojana?
If you have Ayushman Bharat Golden Card, then in case of illness, you can avail the benefits of this scheme through a very simple process. Know the complete step-by-step process
Reached the hospital (Hospital Visit)
First of all, go to a hospital which is included in the panel under Ayushman Bharat Yojana. You can also know the list of your district by visiting PMJAY portal or by calling helpline number 14555.
Go to TPA desk or Ayushman Help Desk
As soon as you reach the hospital, go to the TPA desk or Ayushman Bharat help desk. Tell them that you want to get treatment through Ayushman card.
Identity and Eligibility Verification
Now show the Ayushman card or Aadhar card you have brought with you. The hospital staff will verify your data on the portal. If you are found eligible, the claim process begins.
Everything is free from admission to discharge
Once confirmed, the patient is admitted by the hospital. The entire treatment process, such as medical tests, medicines, surgery and hospital stay – is all cashless under the scheme.
The hospital itself does the claim process
The patient does not need to fill any form or pay any money. The hospital updates the cost of your treatment directly on the scheme’s portal and receives payment from the government.
How many times can a person get treatment?
Ayushman Card Free Limit In Ayushman Bharat Yojana, the limit of Rs 5 lakh is for the whole family, not for any one person. For example, if there are four members in the family, then all four together can get treatment up to Rs 5 lakh. The most important thing is that there is no limit for the number of times a person can get treatment. The only condition is that the total expenditure of the family should not exceed Rs 5 lakh annually. If the limit is exhausted, then free treatment is not possible.