Many people today do not know how many loans are linked to their PAN number. Due to identity theft, someone else can take a loan in your name. This situation can create financial problems in the future. So it is a safe practice to check the loan details linked to your PAN number.

Loan details in the PAN number

An important tool for this is the credit report. It contains information about your active loans, repaid loans, which institution gave the loan, how much is left and whether the instalments have been paid properly. Banks and financial institutions send this information to the credit bureau, so your loan history is recorded in one place.

View credit report

This report is easy to get. You can register through the official credit bureau website or app. Usually, details like PAN number, name, date of birth, mobile number have to be verified with OTP. After logging in, you can see all the loan details by viewing your credit report.

Loan history

If you see any unknown loans while viewing the report, take immediate action. Contact the relevant agency and file a complaint if necessary. It is a good idea to check your credit report at least once a year. Especially before taking a new loan. This will give you a clear picture of your financial situation.

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Avijit

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