Farmer Scheme: To ensure financial security for farmers, the central government has launched the Pradhan Mantri Kisan Maandhan Yojana. Salaried individuals plan for their retirement in advance, but small and marginal farmers often don’t think about this. Under this scheme, farmers can receive a pension of up to ₹3,000 every month after the age of 60, so that they do not face financial difficulties in their old age.

What is the PM Kisan Maandhan Yojana?

This scheme is specifically designed for marginal and economically weaker farmers. Its objective is to ensure that farmers have a steady income even in old age and can live a life without worries. Many farmers do not have sufficient savings by the time they reach old age, so this scheme proves to be extremely helpful for them.

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How to apply for the scheme

To avail of this scheme, farmers have to register at their nearest Common Service Center (CSC). After registration, the farmer will have to deposit a monthly premium ranging from ₹55 to ₹200. This premium is determined based on the farmer’s age and contribution period. When the farmer turns 60, the government will directly transfer the pension amount to their bank account.

Eligibility for PM Kisan Maandhan Yojana

The farmer’s age should be between 18 and 40 years at the time of application.

The farmer should own a maximum of 2 hectares of agricultural land. The land records must be registered with the central or state government.

Required documents

Aadhaar card

Bank passbook

Land-related documents

Passport-sized photograph

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When and how will the pension be received?

The earlier a farmer registers for the scheme, the lower the monthly premium they will have to pay. Farmers can also pay the premium from the amount received under the PM Kisan Samman Nidhi Yojana.

After completing 60 years of age, the farmer will start receiving a pension of up to ₹3,000 per month. This scheme provides financial security to small and marginal farmers in their old age, and they do not have to worry about their livelihood.

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