In India, women’s empowerment is no longer limited to policies; its impact is now directly visible in women’s bank accounts. Cash assistance schemes launched by various states are becoming a crucial means of making women self-reliant. Under these schemes, governments are sending a fixed amount directly to bank accounts every month, freeing women from dependence on others for daily expenses and small needs.

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Bihar’s Scheme Sparks Discussion 

As the deadline for Bihar’s Chief Minister’s Women’s Employment Scheme approaches, the debate surrounding such schemes has intensified across the country. This scheme has once again raised the question of how cash assistance can bring about transformative changes in women’s lives. Bihar’s initiative is being compared to similar schemes in several other states where women are receiving direct financial support.

Jharkhand and Karnataka Offer the Most Assistance

Comparing state schemes, Jharkhand currently appears to be leading the way. Under the Chief Minister’s Maiya Samman Yojana, women aged 18 to 50 receive ₹2500 per month. This benefit is available to women who do not pay income tax and are not employed in government jobs. Karnataka’s Gruha Lakshmi scheme is also a major initiative in this direction, providing ₹2000 per month to the female head of the household, provided the family is not in the tax bracket.

Popular Schemes in Central India

Schemes launched for women in Maharashtra and Madhya Pradesh have already become quite popular. Under Maharashtra’s Chief Minister’s Majhi Ladki Bahin Yojana, women aged 21 to 65 receive ₹1500 in monthly assistance, subject to an income limit. Meanwhile, Madhya Pradesh’s Ladli Behna Yojana is being continuously strengthened. The amount provided here has increased to ₹1500 since December 2025, and there are indications of further increases in the future.

Support from Southern and Eastern States

In Tamil Nadu, female heads of households are receiving ₹1000 per month, providing relief in family expenses. West Bengal’s Lakshmi Bhandar scheme is providing financial support to women by giving different amounts based on their social categories. Assam, Chhattisgarh, and Odisha have also adopted a model of providing regular assistance to women from low-income families through their respective schemes.

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New Initiatives in Delhi and Himachal Pradesh

The Delhi government’s announcement of cash assistance for women indicates that the scope of such schemes will expand to urban areas in the future. The scheme launched in Himachal Pradesh for unmarried women clearly shows that state governments are designing schemes keeping in mind the diverse social circumstances of women.