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EPFO Update – You Can Withdraw PF Even Without a UAN Number, Minimum Pension Will Be 7500! Know Details

New Delhi: The EPFO ​​frequently introduces significant changes to its regulations for the benefit of its members. Taking a major step in this direction, the EPFO ​​has announced the launch of a new portal named ‘e-Prápti’ for individuals whose old PF accounts have become dormant. This portal is expected to prove highly beneficial, as it will enable even those without a Universal Account Number (UAN) to withdraw their locked-in PF funds.

Key Highlights

📊 The Scale of the Problem — Dormant Account Data

Parameter Details
👤 Announced By Mansukh Mandaviya, Union Labour & Employment Minister
💤 Total Inoperative Accounts 31.8 lakh accounts
⏰ Dormant 5–10 years 41% (~13 lakh accounts)
⏰ Dormant 20+ years 22% (~7 lakh accounts)
🔑 Common problem No UAN + no physical records
💰 Funds Locked — members unable to access

📊 Dormancy Duration Breakdown

Period of Inactivity Share of Accounts Approx. Count
5–10 years 41% ~13.04 lakh
20+ years 22% ~6.99 lakh
Other periods 37% ~11.76 lakh
Total 100% 31.8 lakh

Furthermore, the Central Government may soon announce a hike in the minimum pension amount for PF subscribers. Users will also be able to trace their old accounts using their Aadhaar cards. Read the news below carefully to understand exactly what conveniences are being planned for PF members.

How ​​Much Will the Monthly Pension Increase To?

The Central Government is likely to increase the minimum pension amount provided under the EPS (Employees’ Pension Scheme) to ₹7,500. Currently, under the EPS-95 scheme, a member receives a minimum pension of just ₹1,000 after retirement. Pensioner organisations have long been demanding an increase in this amount, noting that the current figure is extremely low. The demand is to raise this minimum pension to ₹7,500.

Access to PF Accounts via Aadhaar Card

Another relief measure related to the Provident Fund is aimed at individuals who hold old PF accounts but lack any corresponding records. A new portal—’e-Prápti’ (standing for ‘EPF Aadhaar-Based Access Portal for Tracking Inoperative Accounts’)—is set to be introduced.

It will be welcome news to learn that this portal is designed to assist those who do not possess a Universal Account Number (UAN)—specifically, those whose accounts were established during the earlier era of physical record-keeping. Through this portal, the identity of the account holder will be securely verified using their Aadhaar card.

How ​​Many Accounts Are Dorma

nt?**Union Minister for Labour and Employment, Mansukh Mandaviya, has disclosed that the EPFO ​​currently holds a total of 31.8 lakh inoperative accounts. According to the data, 41% of these accounts have remained inactive for a period ranging from 5 to 10 years. Meanwhile, 22% of accounts have remained dormant for over 20 years. The new portal will assist in tracking these old accounts, linking them to the current UAN, and reactivating their balances. Consequently, any family member will now be able to easily withdraw these old funds.

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