EPFO Update- Big news for PF account holders. For the financial year 2024-25 (FY25), the government has fixed 8.25% annual interest rate on Employees’ Provident Fund (EPF). Interest is calculated every month on the closing balance of the account. It is transferred to the accounts of beneficiaries i.e. EPF members once a year.
No interest will be paid on inactive accounts
According to EPFO, if an account remains inactive for 36 consecutive months i.e. there is no transaction in it (except interest credit), then the payment of interest on it stops. After retirement at the age of 55, the account remains active only for three years. This means that the account becomes inactive at the age of 58. In such a situation, it is necessary to transfer EPF when you change jobs, whereas in case of not having a job, EPF should be withdrawn.
EPFO gave this advice to the members
EPFO posted on social media platform X on August 27, 2025 and advised people to be alert. The post said, ‘Did you know? If your EPF account is not transferred or withdrawn for 36 months, it becomes inoperative and does not earn interest. If you are working, transfer it to a new EPF account. If not working, withdraw EPF.’
💡 Did You Know?
Your EPF account becomes inoperative after 36 months if not transferred or withdrawn. No interest is paid on such accounts.
👉 If you’re working – transfer it to your new EPF account.
👉 If you’re not working – withdraw your EPF.✅ Stay alert, secure your… pic.twitter.com/P70ip5J43u
— EPFO (@socialepfo) August 27, 2025