EPFO Update – How much money will be deposited into PF accounts of employees? know the calculation

New Delhi: The Central Government has announced interest rates for PF employees. For the financial years 2025 and 2026, the government has kept the interest rates unchanged. This means the interest rate remains unchanged at 8.25% compared to the previous year. The Central Board of Trustees of the Employees’ Provident Fund Organisation (EPFO) has won everyone’s hearts with this announcement.

If your PF is being deducted while working for a company, you will be able to receive interest on the deposited amount. Consequently, PF employees are wondering how the interest amount will be transferred to their accounts. This calculation can be easily understood, which will eliminate any confusion.

How much money can be deposited into the account?

An interest rate of 8.25% has been announced for the current financial year. This raises the question of how much interest will be transferred to employees’ accounts. However, PF interest is paid on a monthly basis.

The monthly credited amount in your PF account and the previous balance are calculated monthly to provide a lump sum interest. Compounding works on this, resulting in higher interest.

If an employee has ₹3 lakh deposited in their PF account, then up to ₹25,000 can be transferred to the account at an interest rate of 8.25%. This amount can prove to be a boon for PF employees. Employees will also be able to easily check their PF balance.

How to Check PF Balance

You can easily check the amount deposited or remaining in your PF account. To check your PF balance, account holders can give a missed call to 9966044425 from their registered mobile number. Alternatively, you can send an SMS to 7738299899 by typing ‘EPFOHO UAN ENG’.

Other methods include using the Umang app or checking your balance through the passbook section on the EPFO’s official website. An active UAN is required for this. Currently, employees don’t need to visit the office to check their PF balance. They can check their PF account online from the comfort of their homes.