EPFO Rules Change: The Employees’ Provident Fund Organisation (EPFO) has implemented new, beneficial rules for employees changing jobs and their families. Now, short gaps or weekends between jobs will not be considered a break in service. This will ensure that provident fund and employee deposit-linked insurance (EDLI) benefits reach employees’ families directly.
Gap of up to 60 days between jobs
Under the new rules, a gap of up to 60 days between two jobs will not be considered a break in service. This means that despite a short gap, the employee’s service will be considered continuous, and their benefits will not be affected.
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Relief in insurance benefits
If an EPFO member dies within 60 days of receiving their last PF contribution from their previous job, and they were still listed as an employee in the company’s records, their family will now receive benefits under the EDLI scheme. Previously, in such cases, insurance claims were rejected, citing a break in service.
Weekends and holidays are not counted as a break
Saturdays, Sundays, or any gazetted holidays occurring between jobs will no longer be counted as a break in service. This will make it easier for families to claim insurance benefits in case of accidental death during a weekend gap.
Minimum insurance amount increased
The EPFO has now increased the minimum insurance amount to ₹50,000. This will benefit the families of employees who have not worked continuously for the last 12 months or whose PF account had a balance of less than ₹50,000.
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Government initiative
The Ministry of Labour and Employment made these changes because, in many cases, families were deprived of insurance benefits due to the accidental death of employees while changing jobs. The new rules will ensure the security of families and provide them with easier access to financial assistance.