PF Claim: Deposits in a Provident Fund (PF) are designed to secure your future. But for many, the process of withdrawing PF funds when necessary has been a source of anxiety and delays. Those small amounts saved over time can really add up, leading to the common question: when and how can you easily access your PF funds?
If you can’t use the digital service, you can still file a claim by visiting your nearest PF office. The staff there can help you through the whole process, providing you with the right information about the forms and documents you need.
Employees need to pick the correct form based on their situation
Form 31: This is for partial withdrawals, like for medical expenses, building a house, education, or wedding costs.
Form 10C: This is used to withdraw the full PF balance after two months of leaving your job.
For those with a UAN, you can easily submit your claims online through official digital channels. Claims are usually approved within 10 days, making sure you get your funds in time for emergencies or plans like buying a home or vehicle.
Here’s a step-by-step guide to withdrawing PF using the UMANG app:
1. Download the UMANG app on your smartphone.
2. Navigate to ‘All Services’ and select EPFO.
3. Go to ‘Employee Centric Services’ and choose ‘Raise Claim’ or the form you need (10C, 19, 31).
4. Verify your identity by entering your UAN and OTP.
5. Fill out the necessary details in the claim form and choose the Withdrawal Type.
6. Submit the form. You’ll get an Acknowledgement Number to help you track your claim’s status.
