Bank Holidays Saraswati Puja 2026: In India, banks follow a schedule set by the Reserve Bank of India (RBI), which includes national holidays, regional holidays, and special days as per RBI’s guidelines. Typically, banks shut down on the second and fourth Saturdays of each month and every Sunday, unless there are special situations.
According to the RBI calendar, on January 23, which is Saraswati Puja, many cities will see banks closed, while in most places, they will be open. Besides Saraswati Puja, January 23 also marks the birthday of Netaji Subhash Chandra Bose/Veer Surendrasai Jayanti. Let’s check out which states or cities will have banks closed on January 23.
On January 23rd, banks will not be operating in these areas.
January 23rd is also known as Basant Panchami. On this day, people across the nation worship Goddess Saraswati, the deity of knowledge. This date is significant as it celebrates the birthday of Netaji Subhash Chandra Bose/Saraswati Puja (Shri Panchami)/Veer Surendrasai Jayanti/Basant Panchami festival. On this special day, banks will be closed in Tripura, Odisha, and West Bengal. However, banks will continue to operate in other cities and states throughout the country.
These facilities will be availabe
You can also take advantage of certain banking services during bank holidays. These include ATM withdrawals, fund transfers, bill payments, and balance checks through mobile applications and internet banking. You can perform all these tasks even during bank holidays. You can also avail of facilities like UPI (Unified Payments Interface) and NEFT (National Electronic Funds Transfer).