Bank FD Rates- Which Bank Is Offering More Than SBI and HDFC? Know ASAP
Bank FD Rates 2026: Normal citizens prefer to keep their money in fixed deposits (FDs). This is an attractive investment option for them. Both public and private sector banks offer special FD schemes. Senior citizens can take advantage of these FD schemes by comparing interest
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Bank FD Rates 2026: Normal citizens prefer to keep their money in fixed deposits (FDs). This is an attractive investment option for them. Both public and private sector banks offer special FD schemes. Senior citizens can take advantage of these FD schemes by comparing interest rates. Senior citizens can earn up to 8.1% interest on three-year FDs.
This rate applies to deposits up to Rs 2 crore. Senior citizens interested in investing should take advantage of the current high interest rates in the market. Here, we’ve listed the interest rates offered by various banks on three-year FDs for senior citizens.
What is the interest being earned on fixed deposits in government banks?
According to Stable Money’s data, public sector banks provide interest rates between 6% and 6.7% on fixed deposits for regular citizens. In contrast, NBFCs continue to offer investors interest rates exceeding 7.5%.
What interest rates can be found in private banks?
State Bank of India, Punjab National Bank, and Bank of India present interest rates from 6.45% to 6.6%. Private banks such as HDFC Bank, ICICI Bank, and Axis Bank currently provide fixed deposit interest rates between 6.45% and 6.50%.
Small finance banks are currently offering the most attractive interest rates
Suryoday Small Finance Bank and Utkarsh Small Finance Bank are providing interest rates as high as 8.1% on fixed deposits for certain tenures. Jana Small Finance Bank is offering up to 7.77% interest on fixed deposits for its clients.
During which period is the highest interest being earned?
At this time, the best interest rates are available on fixed deposits for terms ranging from 1 year to 5 years.
IDFC First Bank offers 7.25% interest on three-year fixed deposits.
Bandhan Bank also provides 7.25% on three-year fixed deposits.
RBL Bank offers a 7.2% interest rate on three-year fixed deposits.
Yes Bank provides 7% interest on three-year fixed deposits
NBFC Bajaj Finance is offering 7.4% interest on three-year fixed deposits, while Shriram Finance offers 7.25% interest on fixed deposits of the same duration.
Banks tend to offer lower interest rates on 10-year fixed deposits. Currently, these banks provide interest rates ranging from 6% to 6.5%. Suryoday Small Finance Bank offers 8.1% interest on 2-year, 6-month fixed deposits, while Utkarsh Small Finance Bank provides 8.10% interest on 1-year, 301-day fixed deposits.
Sweta Mitra
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