Ayushman Card Yearly Limit Rule: There are numerous schemes in our country that are genuinely beneficial for people. Some offer financial help, while others provide various subsidies, like housing assistance and free rations. Millions are participating in these schemes, and if you qualify, you can join in.
In this regard, there’s a scheme known as the Ayushman Bharat Yojana that offers free medical treatment to eligible individuals. This initiative is managed by the central government, and Ayushman cards are issued to those who qualify, allowing them to receive free medical care. However, this card comes with a limit. Can you go over that limit? What do the regulations say about it? Let’s dive into this.
Benefits of free treatment through Ayushman Card
Once you have your Ayushman card, the stress of seeking treatment and worrying about the costs is lifted. The Ayushman card has an annual limit of ₹5 lakh, which means you can get free treatment up to ₹5 lakh each year, with the government footing the bill. You can get treatment at hospitals that are registered with the Ayushman card.
Can you use the entire limit at once?
The annual limit for the Ayushman card is ₹5 lakh, meaning cardholders can access free treatment up to that amount each year. If you’re curious about whether you can use the whole limit in one go, it really depends on your treatment and condition. When you go to a hospital for care, they will inform you of the treatment costs. This could range from 1-2 lakh rupees, or even up to 5 lakh rupees, depending on your health issue. You can’t just spend the card’s funds however you like.
What to do if the limit is reached?
If your Ayushman card limit is used up before the year ends, unfortunately, you’ll have to wait. The government imposes a limit of Rs 5 lakh per financial year on your Ayushman card, and you can utilize that amount for treatment. You can receive free treatment at both private and government hospitals.