5 big changes in EPFO Rules: Employees Provident Fund Organization (EPFO) has made many big and necessary changes for its millions of members in the year 2025. The purpose of these changes is to provide more convenience to the employees, to make the processes digital and increase transparency. Whether it is to update profiles, transfer PF on changing jobs or talk of more pension related policies, now it has become easier than before. Let us understand these 5 major changes in easy language.
1. It is now easy to update profiles
Now updating your profile in EPFO is not as difficult as before. If you have a link to UAN Aadhaar, then you can make necessary changes online like your name, date of birth, gender, nationality, parents’ name, matrimonial status, information of spouse and the start of the job, that too without any document. If your UAN is before 1 October 2017, then the approval of your employer may have to be taken to update some information.
2. Easy to transfer PF on changing jobs
Earlier, there were a lot of difficulties in transferring PF (provident fund), but now this process has also become simple. On 15 January 2025, EPFO has issued new instructions, according to which neither the approval of the old employer nor the approval of the new employer, will be required for PF transfer.
This facility will be available in these cases:
Transfer of all members IDS (Member IDS).
If two different UANs are link to Aadhaar and information like name, date of birth, and gender is the same.
If one UAN is old and the other is new, but the base and other information matches.
3. Joint Declaration became simple
EPFO has issued new guidelines for the joint declaration on 16 January 2025. Now members are divided into three categories:
Those whose UAN Aadhaar is based, can do online geometry decreations.
Those whose UAN is old, but is verified by Aadhaar, they can also do online voluntary decreation.
For those who do not have UAN, Aadhaar are not verified or have been dead of members, a provision of physical jewelery declaration has been made.
4. New System for Pension Payment: CPPS
EPFO has started a new system from 1 January 2025, Centralized Pension Payment System (CPPS). Under this, pension can now be sent directly to any bank account of the country through NPCI platform.
This will eliminate the need for PPO transfer between regional offices.
While issuing a new PPO, it will be necessary to have a UAN based link, so that the facility of Digital Life Certificate (Jeevan Pramaan) can be obtained.
If the claim is accidentally sent to a wrong office, it will be sent back to the right office.
5. The situation clear about more pension
For those members who are taking pension on the basis of more salary, EPFO has cleared the new policy.
Calculation of pension will be equally for all pensioners.
Institutions which are exempted, will have to fully follow the rules of the trust.
The process of arrears recovery and arrears will be done separately.
At present, the services of EPFO with these 5 major changes have now become more convenient for more modern, digital and employees. Profile updates, PF transfer or pension related work has become much easier than ever. This step is a big effort to increase the convenience and trust of the employees.
