FD Interest Rate: Nowadays, everyone is worried about their future. To secure their future and that of their families, people invest in various investment schemes. If you are considering investing in bank FD schemes, this news may be important for you. In fact, some specialized banks in the country offer excellent returns on their investments.
If you plan to invest in FDs, it is essential to compare the interest rates offered by different banks. The tenure and return rates vary from bank to bank. Senior citizens get extra interest at these banks. Some banks are consistently offering excellent returns on FDs.
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Excellent returns at these banks
- ESAF Small Finance Bank is offering an interest rate of 8.10% on a 444-day fixed deposit. This bank can be an excellent investment option for senior citizens.
- Jana Small Finance Bank offers 8% interest on 2- to 3-year and 5-year deposits, making it a great option for small investors.
- Investments with Suryoday Small Finance Bank offer 8.10% interest on 5-year investments. Senior citizens receive higher interest rates.
- Utkarsh Small Finance Bank offers 8.15% interest on 2- to 3-year fixed deposits. Currently, it is the highest-interest bank.
- Bandhan Bank offers 7.70% interest on 2- to 3-year FDs, a good return among private banks.
- DCB Bank offers 7.70% interest on 37- to 38-month FDs. Investors over 70 receive an additional 0.05% interest.
- RBL Bank offers 7.70% interest on FDs maturing in 18 months to 3 years. Super senior citizens (above 80 years) receive an additional 0.25% return.
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- YES Bank offers 7.75% interest on FDs maturing in 3 years to less than 5 years. This is a good option for long-term investors.
- Central Bank of India offers 7.25% interest on FDs maturing in 2222 or 3333 days. Super senior citizens receive additional benefits.
- Both Indian Bank and IOB offer 7.20% interest on FDs maturing in 444 days. Those above 80 years receive an additional 0.25% interest.