Bank Holiday: If you have any important banking matters to handle on the first day of next week, Monday, July 13th, this information is for you. Many people head to banks without checking for holidays, only to find them closed and feel disappointed.

According to the official holiday list from the Reserve Bank of India (RBI), banks will be closed in certain states on July 13th. However, this closure will not apply nationwide. Let’s take a look at which states will have banks closed on Monday and where they will be operating as usual.

Where will banks be closed on July 13?

Both public and private banks will be closed on July 13 due to local festivals and historical observances in some states:

Bhanu Jayanti: In Sikkim, banks will be officially closed on July 13 to celebrate the birth anniversary of the renowned Nepali poet Bhanubhakta Acharya.

Martyrs’ Day: Additionally, banks may also be closed in Jammu and Kashmir due to a local holiday in that region.

Aside from Sikkim and Jammu & Kashmir, banks will be fully operational as usual on Monday, July 13 in all other states, including Uttar Pradesh, Delhi, Bihar, Madhya Pradesh, Maharashtra, and Rajasthan.

July 22 – Banks will be closed in Tripura due to Kharchi Puja. July 25 – Banks will be closed in India due to the fourth Saturday. This is a mandatory holiday for all scheduled and non-scheduled banks.

July 26 – Banks will be closed across the country due to the weekly bank holiday.

Internet banking and ATMs will still be available

While bank branches will be closed in these specific states, digital banking services will remain unaffected. Customers can utilize the following online options for their financial transactions: Net banking and mobile banking services will be available 24/7. Transactions through UPI services like Google Pay, PhonePe, and Paytm will continue without interruption.

ATM services will be fully operational for cash withdrawals. According to the Reserve Bank of India (RBI), all scheduled and non-scheduled banks remain mandatorily closed on the second and fourth Saturdays of every month, apart from Sunday holidays.

Therefore, customers will not be able to access in-branch services on these days, but online services will remain available. Banks are open on the first, third, and fifth Saturdays of the month, unless otherwise specified in the RBI holiday calendar.