Mahindra Thar EMI Plan 2026: Bring Home Thar with ₹1 Lakh Down Payment – Full Details

Mahindra Thar Diesel: Owning the Mahindra Thar's base diesel variant, the AXT, has become easier and more affordable than ever before. With an attractive ex-showroom price of ₹9.99 lakh and a down payment of just ₹1 lakh, this powerful off-roader is now within the reach

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Vikram Singh March 24, 2026 – 10:47 AM
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Mahindra Thar 5-Door 2025 First Drive Review

Mahindra Thar Diesel: Owning the Mahindra Thar’s base diesel variant, the AXT, has become easier and more affordable than ever before. With an attractive ex-showroom price of ₹9.99 lakh and a down payment of just ₹1 lakh, this powerful off-roader is now within the reach of every middle-class family. Even with the hefty registration and insurance costs in cities like Delhi, you can enjoy this luxurious ride with an affordable EMI plan.

How much will your monthly installment be

Mahindra Thar 5-Door 2025 First Drive

If you’ve made up your mind to choose the Mahindra Thar’s base diesel variant, the AXT, the financial math looks quite promising. With an on-road price of ₹11.36 lakh in Delhi, you’ll need to take out a bank loan of approximately ₹10.36 lakh, after making a down payment of ₹1 lakh. In today’s magical times, if the bank offers you this loan for 7 years (84 months) at an interest rate of 9%, your monthly EMI will be just ₹16,667. This affordable installment is a breakthrough opportunity for young people who dream of owning a luxury adventure SUV.

How much will your Thar cost in 7 years

While financing a vehicle is incredibly easy, it’s important to understand the steep interest rates associated with it. For a loan of ₹10.36 lakh, at an interest rate of 9%, you’ll pay a total of ₹3.64 lakh in interest alone over 7 years. This means that a Thar with an on-road price of ₹11.36 lakh will cost you approximately ₹15 lakh, including the loan and interest. However, the resale value of a luxury vehicle like the Thar and its strong road presence make this additional expense a successful investment.

Who is the strong competition

The Mahindra Thar dominates the SUV segment with its impressive strength and class. Its direct rival in the market is Mahindra’s own Thar Roxx, which comes with slightly more features. However, in terms of off-road capability and incredible speed, it faces strong competition from powerful vehicles like the Force Gurkha and Maruti Suzuki Jimny. While the Jimny is a smart choice for city traffic, the Thar remains a strong customer choice even in 2026 due to its amazing road handling and luxurious looks.

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About the Author

Vikram Singh

My name is Vikram Singh, and for the past 8 years, I have dedicated my career to the art of professional English content writing. As a core member of the Timesbull editorial team, I have evolved alongside the digital landscape, transforming from a passionate writer into a seasoned content architect who understands the delicate balance between data-driven SEO and the power of a human voice. Throughout my nearly decade-long journey, I have specialized in creating high-impact narratives that do more than just fill a page—they provide value. My expertise lies in taking complex subjects, whether in the fast-moving tech world, the intricate financial sector, or the competitive automobile industry, and translating them into clear, engaging, and highly readable content. My philosophy is simple: write for the reader first, and the search engines will follow. At Timesbull, I take pride in maintaining 100% originality and a signature "human touch" in every piece I produce. My 8 years of experience have taught me that true quality comes from meticulous research and a deep understanding of audience psychology. I don’t just write articles; I build bridges of information that help my readers make informed decisions in an increasingly noisy digital world.

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