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Citroen Basalt Automatic EMI Plan 2026: Own This SUV with Just ₹2 Lakh Down Payment, Detail Inside

Vikram Singh
By Vikram Singh
3 min read
Published: 04 Mar 2026
Citroen Basalt Automatic EMI Plan 2026: Own This SUV with Just ₹2 Lakh Down Payment, Detail Inside
Citroen Basalt: Having made its mark on Indian roads, the Citroen Basalt is now becoming the preferred choice for those seeking the perfect balance between style, comfort, and budget. Today, we’ll discuss the automatic variant of the Citroen Basalt, which is captivating everyone with its coupe-style design. If you’re considering purchasing this mid-size SUV but are a little worried about paying the full amount at once, we’re going to tell you about a great finance plan that allows you to own this car with a down payment of just ₹2 lakh.

Latest on-road price

Citroen has launched the Basalt at a very aggressive price in the mid-size SUV segment to directly compete with established players. The automatic variant is priced at ₹12,27,000 (ex-showroom, Delhi). When you’re ready to take it on the road, you’ll need to add approximately ₹1,22,700 for RTO and approximately ₹58,000 for insurance. Adding all these expenses, the total on-road price of the Citroen Basalt Automatic in Delhi comes to approximately ₹14,20,000. This price is very competitive for customers who want an SUV that looks premium and is extremely comfortable to drive.

How much will the EMI be after a down payment of ₹2 lakh

If you want to finance the Citroen Basalt automatic model, the bank decides the loan amount as per your convenience. For example, if you deposit a down payment of ₹2,00,000 at the showroom, the remaining ₹12,20,000 will be financed by the bank. If the bank offers this loan at an annual interest rate of 9% and you take it for a maximum term of 7 years, or 84 months, you’ll pay a monthly EMI of just ₹19,627 for the next seven years. This plan is ideal for salaried individuals who want to invest a small amount from their monthly savings to enjoy a luxury coupe SUV.

How much will your Citroën Basalt cost if you take out a loan

Owning a car on installments is certainly a good way to manage your budget, but it’s also important to understand the total interest charged. For a loan of ₹12.20 lakh at 9% interest, you’ll pay a total of ₹4,28,668 to the bank over seven years in interest alone.
Thus, at the end of the seven-year term, the total cost of the car, including your down payment, bank loan, and interest, will reach approximately ₹18.48 lakh. However, the Citroen’s rugged European design, turbocharged petrol engine, and impressive road grip make this extra price completely worth it, as you get a vehicle that stands out from the crowd.

Tough Competition in the Market

The Citroen Basalt competes directly with some of India’s best-selling cars in the mid-size SUV segment. These include the Hyundai Creta and Kia Seltos, both known for their feature-rich features. It also competes with the Maruti Grand Vitara and Toyota Hyryder, both of which are popular among mileage enthusiasts due to their hybrid technology.
Rugged vehicles like the Tata Harrier and Mahindra Scorpio are also in the race. With its unique coupe roofline and Citroen’s signature ‘Advanced Comfort’ suspension, the Citroen Basalt is attracting customers who want a vehicle that absorbs potholes like magic and doesn’t tire them out on long journeys.
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