If you are thinking of taking a loan or credit card, you should first look at this point. Your CIBIL score will tell you whether you are eligible to take a loan or not. Now knowing this score has become much easier than before. You do not have to download any separate app for this. You only need to have the Google Pay app on your phone.
Safe, easy and reliable?
Yes, Google Pay has now become a medium not only for payments but also for providing important information related to credit. Very few people know that there is a special feature in the Google Pay app, through which you can check your CIBIL score for free in just a few minutes. This process is completely safe, easy and reliable.
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Here is the process of checking CIBIL score from Google Pay:
First, open the Google Pay app on your smartphone.
Scroll down and you will see the option ‘Check your CIBIL score’.
You can also access this option by typing “CIBIL Score” in the search bar of the app.
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Choose the option to check your score for free:
Here, tap on the “Check your CIBIL score for free” option.
Fill in the details:
Now a new page will open where you will have to enter your mobile number and PAN card number for the first time use.
Verify with OTP:
After submitting the details, an OTP will come through which you can complete the verification.
View and save the score:
Once the verification is complete, your credit report and CIBIL score will be displayed on the screen.
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If you want, you can download it as a PDF and save it.
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Why is it important to know your CIBIL score?
CIBIL score shows your creditworthiness i.e. your ability to borrow money. This score ranges from 300 to 900. A score above 750 is considered good and it increases the chances of getting a loan.
Remember, there are many other criteria when taking a loan. In that case, the basis set by the bank is considered as the main factor in taking your loan. So first go to the bank in this regard.
