Investment Tips: Nowadays, people are very cautious about investing. Numerous government schemes are currently being implemented. If you’re considering investing, you can invest in this government scheme. Investing in this government scheme is a safe and lucrative option, offering excellent returns.

We’re talking about the PPF scheme. Investing in this scheme is a safe and lucrative option, offering high returns. Currently, many people invest in mutual funds, which are less safe. Returns depend on market fluctuations. In such a situation, the PPF scheme can prove to be very beneficial for you.

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Learn how much interest is being earned

Investors in the PPF scheme earn an interest rate of 7.1%. This rate is suitable for long-term investments and also provides excellent returns. Investing in small savings schemes can help you accumulate a substantial corpus for the future.

How much can you invest?

It’s worth noting that many people currently have low salaries and high expenses. Therefore, this scheme can prove especially beneficial for those who want to make regular and safe investments. The minimum investment in this scheme is ₹500, with a maximum of ₹1.5 lakh.

How many years does it take to mature?

The PPF scheme has a 15-year investment period, with the option to extend it every 5 years after maturity. This makes it a safe long-term investment option. If you invest ₹10,000 monthly, you can accumulate a corpus worth lakhs.

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How much will you receive at maturity?

If you invest ₹10,000 monthly for 15 years, you will earn an interest rate of 7.1%. After this, your investment will grow to ₹32 lakh in 15 years. This amount can be very useful for your future.

How to open an account

Opening a PPF account is very easy. You can apply by visiting your nearest bank or post office. Regular and long-term investments can yield significant returns. The PPF scheme is especially beneficial for those seeking safe investments.