In today’s busy life, no one knows when a person may get sick. Treatment of diseases costs a lot of money. That is why health insurance is very important. For this, the Life Insurance Corporation of India (LIC) can be a good option. LIC offers many policies for its customers. It is the largest insurance company in India and gives insurance to people of every class. One such plan is the LIC Jeevan Arogya Policy. This policy covers the medical expenses of the whole family.
LIC Jeevan Arogya is a non-linked health policy. It helps in paying the expenses of health problems and treatment. In this plan, you can cover yourself, your wife, children, parents, and even your father-in-law and mother-in-law. This policy supports your family in difficult times. The special thing is that the money from this policy is given only when the patient is admitted to the hospital.
How much premium you have to pay
When you buy this plan, the premium depends on your age. If your age is 20 years, you have to pay Rs 1922 per year. At 30 years, the premium is Rs 2242, at 40 years it is Rs 2799, and at 50 years it is Rs 3768 per year.
How to get coverage
This plan gives coverage for small hospital bills as well as big operations. If you are admitted to the hospital, 50% payment is given immediately. The payment is made on the photocopy of the hospital bill. In serious cases like accident or operation, payment is given quickly. You also get Rs 1000 for ambulance charges.
Benefit of Rs 400 daily
If you are admitted to the hospital, you can choose daily benefit from Rs 1000 to Rs 4000. You can take Rs 4000 per day for 720 days. If your coverage is high, you can get Rs 8000 per day for 360 days in ICU. This benefit can be used 5 times in a year. In case of an accident, the claim is settled the same day.
