Sukanya Samriddhi Yojana- All parents worry more about the future of their daughters than their sons. And this is the reason why parents make all arrangements for their future beforehand. So that when the daughter is eligible for marriage or if they have to provide good education to the daughter, they do not have to face the shortage of money. The government also runs many schemes from time to time to secure the future of daughters.
One of these schemes is Sukanya Samriddhi Yojana. By opening an account in the name of daughters under this scheme, parents can create a good fund for their education and marriage. Many people are confused about the rules and limits of this scheme. The question that comes to people’s mind the most is that how many daughters’ names can an account be opened in. Let us tell you what are the rules regarding this.
How many accounts can be opened in Sukanya Scheme?
There are many parents who have one daughter. There are many parents who have more than two or three daughters. And they are worried about where to invest for their better future. In such a situation, Sukanya Samriddhi Yojana is of little use to them. But some rules have been set in it. According to the rules of Sukanya Samriddhi Yojana, parents can open an account in the name of only two daughters.
That is, if you have two daughters in your house, then separate accounts can be opened in the name of both. However, if after one daughter, twins are born, then accounts can be opened for three daughters. From Rs 250 to Rs 1.5 lakh can be deposited in each account annually. Annual interest is paid on this amount by the government. Due to which the future of daughters remains secure.
This scheme is giving a good return on the amount as per the interest rate fixed by the government. At present, 8.2% interest is being given in Sukanya Samriddhi Yojana. Which is more than any saving scheme. With this, a long term fund can be easily created for big expenses like education and marriage of daughters.
So along with this, you also get tax benefits on it, that is, you get exemption on the amount you deposit and the interest income is also safe. By joining this scheme, parents do not have to worry about their daughter’s future. You can open an account by going to your bank branch or post office.