PPF Interest Rate: If you are looking for a reliable and safe investment plan for the long term, then the Public Provident Fund (PPF) can be a great option. This scheme is run by the government, and lakhs of people in the country are investing in it. PPF is especially known for its security and tax savings.
Why is the PPF scheme special?
Let us tell you that your money is completely safe in this scheme because it is backed by the government. Investing in it gives 7.1% annual interest, which compounds and increases every year. The best thing is that there is no market risk in it at all. This scheme is especially good for those who want to create a big fund while saving tax in the long term.
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Investment limit and period
Talking about investment, you can invest a minimum of ₹ 500 and a maximum of 1.5 lakh rupees annually in this scheme. In this, the duration of PPF is 15 years, but if you want, it can be extended for 5-5 years. There is no risk of any kind in this scheme.
How to create a fund of about 36 lakh rupees?
If you save Rs 11,000 every month, i.e., invest Rs 1,32,000 annually, and continue it for 15 years continuously, at this time the interest rate in the PPF scheme is 7.1 percent, according to this, you can get about Rs 35,80,024 on maturity.
What are the benefits of the PPF scheme?
Talking about the benefits of the PPF scheme, you can invest in it with guaranteed returns and without any risk. Along with this, you can get a tax exemption under Section 80C. At the same time, you can create a big fund in the long term. Due to which, there is no problem in the future. At the same time, it is also considered a safe and simple investment.