In today’s economic era, people keep searching for different types of investment options. If you also want to earn better returns by taking a little risk. Then a mutual fund can be a better option for you. In the last several years, many such fund houses have given huge returns. The mutual fund that we are going to talk about here has given more than 20% return in 1 year. However, investing money in the scheme also carries a little risk.
We are giving you information about five such mutual funds over the last 1 year. Which have given bumper returns, and before investing in mutual funds, we will tell you such things that should not be ignored. You can invest in mutual funds by keeping some important things in mind.
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Highest Return Fund
The funds mentioned here in this list have given the highest returns in the last 1 year. You can see this information in this table here.
| Name | AUM | Return | Expense Ratio |
| HSBC Credit Risk Fund | 647.9072 | 21.805 | 0.95% |
| Edelweiss Government Securities Fund(F-IDCW) | 174.6233 | 17.84621 | 0.51% |
| HSBC Credit Risk Fund(M-IDCW) | 647.9072 | 12.18328 | 0.95% |
| Franklin India Corp Debt Fund-A | 1108.76 | 10.37 | 0.25% |
| Bank of India Short Term Income Fund | 223.46 | 10.22 | 0.45% |
The special thing about this is that the risk in this fund is also not much. However, you should invest very carefully, because risk cannot be denied.
Charges
If you are going to start SIP in mutual funds, then you must know about the charges levied in mutual funds. You should know about exit load, expense ratios, because such charges have a big impact on the investment. Let us tell you that the exit load is charged whenever. When the investor wants to return his investment amount in 1 year.
Do not compare funds.
If you are going to invest, then never compare funds of different categories; doing so can increase your confusion. Therefore, while comparing, look at the returns in one category only.
Risks
Who doesn’t want their investment to go down the drain? However, this can happen if you make a mistake, so you should consider the risk factor in SIP, in which options like Sharpe Ratio, Standard Deviation and Beta are the best options to assess the risk of the fund.
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See the performance of the fund.
If you invest blindly, which can lead to loss of money, it is important to compare the returns in mutual funds instead of shares and not in 1, 2 or 3 years but in different years. This will let you know how much return the fund is capable of giving. Keep in mind that you also have to see the stability of returns.