UPI Rules- There is a major news for UPI users. Digital payment has now become a part of our daily life. If you also use apps like Paytm, PhonePe and Google Pay, then this news is very useful for you. Actually, from August 1, there is going to be a big change in the lives of those using these apps. Let’s know

What will change from August 1?

National Payments Corporation of India (NPCI) has decided to implement some new rules to make the UPI system faster, safer and more reliable. These rules will especially limit those tasks that put extra pressure on the system. Such as repeatedly checking the balance or refreshing the transaction status.

These 4 rules will change

  1. Now you will be able to check your account balance maximum 50 times in a day.
  2. The limit for viewing bank accounts linked to your mobile number will be 25 times per day.
  3. The status of a transaction can be checked only 3 times, and each time a gap of at least 90 seconds will be required.
  4. Now auto payments like Netflix, EMI or electricity bill will be processed on time.

According to NPCI, in April and May 2025, transactions failed or were delayed many times due to excessive pressure on the UPI system. The main reason for this was frequent balance checks or status refreshes by users. These new rules have been brought to reduce the same pressure. Merchants who receive payments through AutoPay may have to set their systems to pay according to new time slots. But for the general consumer, services like mobile recharge or subscription will continue as before.

Let us tell you that UPI is no longer just a technical facility, but has become an important part of India’s digital life. These new steps of NPCI are in the direction of improving this system further. Changes are necessary – so that common citizens like Ramesh Kumar can scan the QR code at their tea shop without any hindrance.