Bank Holidays in July 2025: July 2025 is packed with multiple bank holidays due to festivals and regional observances. With over 13 days of closures across different states, customers must plan their banking activities accordingly. While online services remain operational, certain tasks require branch visits. Here’s a detailed guide to help you navigate the holiday schedule.
Key Takeaways:
Banks will remain closed on second & fourth Saturdays and all Sundays.
Regional holidays vary by state; check your local schedule.
Mobile/Internet banking, ATMs, and UPI will function normally.
Complete List of Bank Holidays in July 2025
| Date | Holiday | Observed In |
|---|---|---|
| 3 July | Kharchi Puja | Agartala |
| 5 July | Guru Hargobind Ji’s Birthday | Nationwide* |
| 6 July | Sunday | All India |
| 12 July | Second Saturday | All India |
| 13 July | Sunday | All India |
| 14 July | Beh Deinkhlam Festival | Mizoram |
| 16 July | Harela Festival | Uttarakhand |
| 17 July | U Tirot Sing Death Anniversary | Shillong |
| 19 July | Ker Puja | Agartala |
| 20 July | Sunday | All India |
| 26 July | Fourth Saturday | All India |
| 27 July | Sunday | All India |
| 28 July | Drukpa Teshi | Gangtok |
*Some states may observe Guru Hargobind Ji’s birthday as a restricted holiday.
Banking Services Available During Holidays
While branches remain closed, customers can use:
✔ Mobile/Internet Banking (Fund transfers, bill payments)
✔ ATMs (Cash withdrawals, deposits)
✔ UPI & Digital Wallets (Instant transactions)
Note: Loan processing, FD renewals, or cheque clearance require branch visits—plan ahead!
Fact Check & Updates
RBI mandates all banks to follow state-wise holiday lists.
Private banks may operate selectively in metro cities.
Confirm with your local branch for last-minute changes.
Pro Tip: Avoid month-end (31 July) for urgent transactions due to higher footfall.