SBI UPI Down: If you hold an account with the country’s largest public sector bank, the State Bank of India (SBI), there is important news for you. SBI’s UPI service will be unavailable briefly on the night of September 4. In a post on the social media platform X, SBI announced that its UPI services would be affected briefly due to scheduled maintenance. If you need to make payments during this time, be aware of the specific window when UPI services will be suspended.
SBI has officially announced that UPI services will be completely unavailable for 45 minutes due to essential system maintenance work. Customers who make digital payments are advised to keep an alternative payment method ready or use other options suggested by the bank during this period.
For how long will the UPI service remain down?
According to SBI, UPI services will be temporarily unavailable from 12:15 AM to 1:00 AM (00:15 to 01:00 IST) on September 4, 2026. SBI shared a post stating: “Due to scheduled maintenance activity, SBI UPI services will be temporarily unavailable from 00:15 hrs to 01:00 hrs on 04.09.2026 (IST). The activity may, however, be completed early. Customers may continue to use UPI Lite Services for uninterrupted service. We regret the inconvenience caused to our customers.”
SBI UPI Lite may remain operational
SBI has also informed customers that they can continue using UPI Lite during this period. UPI Lite is an option for small payments; it is designed to facilitate small, everyday transactions. A maximum balance of ₹5,000 can be maintained in UPI Lite.
SBI UPI Transaction Limits
SBI has set specific limits for UPI transactions. The bank allows transactions with 20 individuals (P2P) per day, whereas Person-to-Merchant (P2M) transactions are subject to applicable daily UPI transaction limits. The standard UPI transaction limit is ₹1 lakh. Transactions related to insurance and capital markets can go up to ₹2 lakh.