SBI Monthly Income Scheme: is a popular investment option that provides you with a fixed monthly income. This scheme is ideal for people who are looking for regular income, such as retirees or people who want to keep their savings safe. Investing in SBI Monthly Income Scheme gives you a fixed amount every month, which can help you meet your financial needs.

The most special thing about this scheme is that it allows you to invest at a fixed interest rate, which can give you a good return on your savings. Under the SBI Monthly Income Scheme in 2025, you have to invest a fixed amount to get a monthly income of ₹ 15,000. In this article we will discuss all the aspects of this scheme, including interest rates, investment terms and other important information.

Details of SBI Monthly Income Scheme
SBI Monthly Income Scheme is a method of depositing money for a fixed period, under which you get income in the form of interest every month. This plan is specially designed for individuals who want regular monthly income.

Benefits of SBI Monthly Income Plan

  • Fixed Monthly Income: Under this plan, you get a fixed amount every month, which helps you meet your regular expenses.
  • Safe Investment: SBI is a government bank, so your money is safe.
  • Flexibility: You can choose the investment amount and period as per your need.
  • Rising Interest Rates: If interest rates rise in the market, you can also invest in new schemes.

How does SBI Monthly Income Plan work?

In SBI Monthly Income Plan, when you deposit your money, the bank offers a fixed interest rate on that amount. This interest is credited to your account every month. For example, if you invest ₹1,00,000 and the bank has fixed an interest rate of 6%, then your monthly income will be.

How to Invest in SBI Monthly Income Plan?

  • Visit Bank Branch: Visit your nearest SBI bank branch.
  • Fill Form: Fill the required forms and provide your identity and address proof.
  • Deposit Investment Amount: Deposit the desired amount.
  • Open Account: You will get an account number once the account is opened.

SBI Monthly Income Scheme Terms

  • The minimum investment amount should be ₹1,000.
  • There is no maximum investment amount limit.
  • This scheme is available only to Indian citizens.
  • There may be some charges if you withdraw the funds prematurely.