Top smartphones under 20000: Features like 5G connectivity, longer battery life, bigger screens, and better primary cameras are more prevalent in the low-cost smartphone market as of early 2026. There are lots of smartphones in this category that can easily manage daily duties, camera clicks, video streaming, and gaming if your budget is less than ₹20,000. In late 2025 and early 2026, a number of important models with sizable screens, potent processors, and excellent camera setups were launched. Previously exclusive to high-end models, phones in this price bracket now often have displays larger than 6.7 inches, a 50MP back camera, a 5000mAh+ battery, and MediaTek Dimensity/Qualcomm Snapdragon series processors. Let us examine some of the best and newest choices under ₹20,000 in more depth.
Realme Narzo 90 5G
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The Realme Narzo 90 5G has a 6.57-inch AMOLED display with 1080 x 2372 pixels at 120 Hz. It has 128GB of storage, 8GB of RAM, and a MediaTek Dimensity 6400 Max processor. Along with a big 7000mAh battery that supports 60W fast charging, the camera setup consists of a 50MP front camera and a dual 50MP + 2MP rear camera.
Moto G67 Power 5G
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The Moto G67 Power 5G, Motorola’s newest model, has a 6.70-inch 120Hz FHD+ (2400×1080 pixels) screen, a Qualcomm Snapdragon 7s Gen 2 processor, 8GB of RAM, and a 7000mAh battery. 33W fast charging is supported by the battery. The Motorola phone has a 32MP camera on the front and a 50MP + 8MP sensor set on the back.
Nothing Phone 3a Lite 5G
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Another exciting choice in this price bracket is the Nothing Phone 3a Lite 5G, which has a 6.77-inch AMOLED 120Hz display, a MediaTek Dimensity 7300 Pro engine, 8GB of RAM, and up to 256GB of storage. This phone has a 16MP sensor on the front for taking selfies and making video calls, as well as a triple rear camera set of 50MP, 8MP, and 2MP. The 5000mAh battery allows for 33W fast charging.
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Vivo Y31 Pro 5G
With its 6.72-inch FHD+ display, MediaTek Dimensity 7300 chipset, 8GB of RAM, and 256GB of storage, the Vivo Y31 Pro 5G can also be a top choice for this price range. A 50MP primary sensor and a 2MP secondary sensor make up its dual sensor camera arrangement. There is an 8MP camera on the front for taking selfies and making video calls. The 6500mAh battery of the Vivo phone is capable of 44W flash charging.
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Samsung Galaxy A17
The 6.70-inch Super AMOLED screen of the Samsung Galaxy A17 5G has a refresh rate of 90 Hz. The Exynos 1330 CPU powers the phone, which has up to 8GB of RAM and 256GB of storage. The Samsung phone has a 5000mAh battery with 25W fast charging, a 13MP front camera, and a triple rear camera (50MP + 5MP + 2MP).
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iQOO Z10R 5G
Particular on this list is the iQOO Z10R 5G, which has a MediaTek Dimensity 7400 chipset, a 6.77-inch Quad-Curved AMOLED 120Hz display, 8GB/12GB RAM, and 128GB/256GB storage. It possesses a dual rear camera setup with a 50MP main sensor and a 2MP secondary sensor. For selfies and video calls, there’s a 32MP front-facing camera. A 5700mAh battery and 44W charging are among its many highlights.