Check PF balance and claims: The EPF scheme, run by the EPFO for salaried individuals, is extremely popular. It is considered one of the best and safest government schemes for building a retirement fund. Both the employee and the employer make monthly financial contributions to this fund. Much like a bank account, an EPF account has a passbook containing all relevant details; however, the key difference is that this account is primarily for deposits.
While funds can be withdrawn—similar to a bank account—you cannot make direct deposits yourself; the money is deducted directly from your salary. Consequently, people often forget to track their PF accounts. Let us look at how to check your EPF passbook to ensure contributions are being deposited into your account correctly.
Checking PF balance and claims is easy
If you are employed and have a PF account, you can easily check your PF balance, passbook, and claim status from the comfort of your home. You can use various facilities provided by the EPFO, such as their online services, missed calls, the UMANG app, and SMS.
How to check PF balance online?
First, visit the EPFO member passbook website.
Enter your UAN and password.
Enter the captcha code and sign in.
Once logged in, view your PF passbook.
Here, you can view details regarding the contributions deposited into your PF account and the current balance.
How to check PF claim status
If you have filed a claim for PF withdrawal, advance, or transfer, you can check its status online. The EPFO official website offers a “Know Your Claim Status” facility. You can view the status of your claim by navigating to the claim status option on the EPFO portal.
How to check PF balance using the UMANG app
EPFO services can also be accessed via the UMANG app. Information regarding the UMANG app is available on the official EPFO website. To use this, first download the UMANG app and open it. Search for EPFO services, navigate to the ‘Employee Services’ section, and select the option for the passbook or related details. Log in using the required information to view your PF details. You can also check your PF balance via a missed call.
Check PF Balance via Missed Call
If you do not have internet access on your mobile, you can check your PF balance by giving a missed call to 9966044425 from the mobile number registered with your UAN. According to EPFO, your UAN must be active, and your KYC details (linking the UAN with a bank account, Aadhaar number, or PAN) must be updated to use this facility. The call disconnects automatically, and there are no charges for it.
How to Check PF Balance via SMS?
You can also obtain PF balance information via SMS. Send a message with the text “EPFOHO UAN” to 7738299899 from your registered mobile number. If you require information in Hindi, send a message with the text “EPFOHO UAN HIN.” EPFO provides information in various languages.
Important Points to Remember
Use the official EPFO website to check your PF balance. Do not share your UAN, password, OTP, Aadhaar, or bank details with strangers. The official EPFO passbook website also warns users to be cautious of individuals who ask for personal information or OTPs over the phone and advises against making payments in response to requests from unknown persons.
Conclusion
Checking PF balance and claim status has become very easy. You can now access PF balance information via the EPFO member passbook portal, the UMANG app, a missed call to 9966044425, or SMS. Among these, the online passbook is the most notable option because it allows you to view detailed account information.