Post Office Scheme: There are beneficial schemes for all sections of the post office. In such a situation, a scheme has also been started for women, which is known as Mahila Samman Bachat Patra Yojana (Post Office MSSC Scheme). In this scheme, women get good returns by depositing lump sum money.
In MSSC scheme, women will have to invest their money for 2 years, after 2 years the entire amount will be returned to you along with interest. This scheme is liked more because good interest rates are given in it. Let us know how much interest you will get after 2 years on depositing Rs 1,00,000.
You can open an account like this
If a woman wants to invest in Mahila Samman Savings Certificate Scheme (Post Office MSSC Scheme), then for this she will have to go to any nearest post office and open an account. Girls below 18 years of age can also open this account. Later the account will be operated by their parents.
After going to the post office, you will have to take a form from there. Fill all the information asked in that form correctly, after this the necessary documents like Aadhar Card, PAN Card and color photograph etc. will have to be submitted. After verification from the form you can avail the benefit of this MSSC scheme. This scheme is applicable only till 2025.
As you have been told that good interest is being given to women in this. If you invest Rs 1 lakh in this scheme of MSSC, you will get Rs 1,16,022 in 2 years at 7.5 percent interest. Out of which Rs 16,022 will be of interest only.
Similarly, if you invest Rs 2 lakh, you will get Rs 2,32,044 in lump sum in 2 years at 7.5 percent interest. In this, any woman can deposit a minimum of Rs 1000 and a maximum of Rs 2 lakh annually.
You can withdraw money ahead of time
If you want to withdraw money from the account before maturity, then you can withdraw money only after one year of the account. After one year, you can withdraw up to 40 percent of the deposited amount.
If someone in your family dies or becomes seriously ill, then in such a situation you can close the account after 6 months. On closing the account, you will be given 2 percent i.e. 5.5 percent less interest.
