Post Office Scheme: Today the post office is giving an opportunity to all its customers to earn big money through interest rates. Let us tell you that at present the customers in the post office are getting the benefit of increased interest rate as well as returns.
The interest rates currently applicable in Post Office FD schemes have been implemented by the Post Office from January 1, 2024 and are valid till March 31, 2024 and after that the interest rates of Post Office Savings Schemes will be revised. , After the revision, you may again see increased interest rates.
Post Office FD Scheme is a very popular savings scheme in which not only lakhs but crores of people of the country have invested. People are liking the benefit of higher interest rates offered by the post office in this scheme the most. Let us know that if you invest Rs 15,000 in the FD scheme of the post office for a period of 5 years, then how much interest will the post office give you and how much money will you get at the time of return. Read this article till the end so that you can understand the complete calculation properly.
Post Office FD Scheme Details
First of all, let us tell everyone about the FD scheme run by the post office. In the Post Office FD Scheme, customers invest a lump sum of money and the Post Office gives the benefit of returns on that money by calculating different interest rates on the investment for different time periods.
You can invest in the post office’s FD scheme for a period ranging from 1 year to 5 years and the post office also gives you the benefit of very good interest rates. Apart from this, let us tell you that any permanent citizen of India can start investing in Post Office FD scheme and avail good returns with interest rates.
To invest in the post office, you will first have to go to the post office and open your account in the scheme in which you want to invest and while opening the account, you will also have to provide some important documents, which are explained further.
Post Office FD Scheme Interest Rate
If you are starting to invest in the post office FD scheme, then first of all it is very important for you to know what interest rates you are going to get. See, in Post Office FD Scheme, investments are made for different time periods, so if you invest for a period of 1 year, you get a much lower interest rate than if you invest for a period of 5 years. See below how much interest rate benefit you are going to get in which time period.
So you all have seen how if the period of investment changes then the interest received on it also changes. At present, a lot of money is being given to the customers on 5 year FD scheme and in the country, most of the money is still invested in this scheme of the post office.
Who can invest in this scheme
As we have mentioned above that any citizen of the country can invest in this post office scheme and can also avail huge returns at the time of maturity after investment. For investment, you will have to go to any post office branch and open your account and after that you will have to deposit as much money as you want for FD.
Among the required documents, you will also have to provide your Aadhar card, mobile number linked to Aadhar card, your bank account information and PAN card. Along with this, you will also have to provide 2 passport size photographs to be placed on the form.
How much will you get in 5 years by depositing Rs 15,000?
If you want to invest in the FD scheme of the post office and you have started investing with Rs 15,000, which you have invested in the FD scheme with a tenure of 5 years, then the post office will give you interest at the rate of seven years. One and a half percent. Is. Post office gives you Rs 6749 as interest after 5 years.
Let us tell you that at present a lot of money can be earned in FD scheme with a tenure of 5 years but it depends on the amount invested by you. The more money you invest in this scheme, the higher returns you will get.
