Yugal Suraksha Policy: Post Office Offers ₹50 Lakh Cover to Secure Your Loved One’s Future, Know How

Post Office’s Postal Life Insurance (PLI) is currently considered one of the safest and most profitable investment vehicles in India. This scheme run by the Government of India is 100% safe and has no market risk. Many people do not know the details of this great scheme due to lack of proper publicity. However, it is possible to get a huge return at the end of the term by depositing very low premiums.

Valentine’s week is now going on. So this Valentine’s week, the Post Office is giving you the opportunity to express your love by making a permanent promise to your loved one. With PLI Joint Life Assurance Policy. This is a joint life cover for husband/wife with one policy + bonus benefits.

Joint Life Assurance: This insurance is for the protection of the joint life of husband and wife. In the case of PLI, insurance can be taken from a minimum of Rs. 20,000 to a maximum of Rs. 50 lakhs. There are facilities for nomination change during the policy, loan facility, policy surrender and policy transfer at any post office in India.

With loan facility after 3 years. Minimum age and maximum age at the time of adding spouse’s name – 21-45 years.

Celebrating the 142nd Anniversary of Postal Life Insurance (PLI) — a legacy of trust that has served crores of Indians for generations. 🇮🇳

From bustling cities to the remotest villages, PLI has been providing dependable financial protection in the country.

Visit our link to… pic.twitter.com/4vulkSn12H

— India Post (@IndiaPostOffice) February 2, 2026

142 ஆண்டுகளாக, அஞ்சல் ஆயுள் காப்பீடு (Postal Life Insurance – PLI) நம்பிக்கையின் காலத்தால் அழியாத சின்னம், பாதுகாப்பு மற்றும் பராமரிப்பின் அடையாளமாக விளங்குகிறது.

குறைந்த பிரீமியம், உயர்ந்த போனஸ் மற்றும் நம்பகத்தன்மையை அடிப்படையாகக் கொண்ட மரபுடன், pic.twitter.com/9xPGyccOa3

— Tamil Nadu Postal Circle (@cpmgtamilnadu) February 4, 2026

What are the other benefits?

The minimum policy term is 5 years and maximum 20 years. There is a loan facility after 3 years. There is an option to surrender after 3 years. Surrender before completion of 5 years is not eligible for bonus. In case of death of the policyholder, any of the survivors will get the benefit.

To know more, visit your nearest post office or 🔗https://indiapost.gov.in/insurance-services/pli.

As per the information, PLI has become more than 50 lakh policies. Now it has a wide coverage ranging from Government of India to Central and State Public Sector Undertakings, Central and State Governments, Government Aided Educational Institutions, Universities, Government Aided Educational Institutions, Autonomous Bodies, Local Bodies, Cooperative Societies. There is a minimum 10% Government/PSU partnership in the joint venture.