A couple of years ago, in 2023, the Modi government launched the Mahila Samman Savings Certificate scheme for women. The main aim of this scheme is to encourage women to save. The best part is that any woman can invest in it. This scheme started on April 1, 2023. Under this scheme, women can make fixed deposits (FDs) ranging from ₹1,000 to ₹2,00,000. To invest in this scheme, one must visit the post office.

Mahila Samman Savings Certificate: A Great Opportunity for Women to Save

The Mahila Samman Savings Certificate scheme offers women an interest rate of 7.5%. This scheme allows women to invest for 2 years, from April 1, 2023, to March 31, 2025. To open an account, women will need their Aadhaar card, PAN card, and two photographs. Additionally, they must have a post office account to participate in this scheme.

Encouraging Women to Save

Rajesh Kumar Binwal, Superintendent of Almora Post Office in Uttarakhand, explained that this scheme is aimed at respecting and encouraging women to save. Although the scheme runs for two years, it provides a great opportunity for women to invest and earn a 7.5% interest rate on their deposits. Women can invest amounts ranging from ₹1,000 to ₹2,00,000.

Still Time to Invest

Rajesh Kumar Binwal also mentioned that women who have not yet invested still have time to take advantage of this scheme. There is still some time left before the last date, March 31, 2025.

Success So Far

In the Almora district, under this scheme, 6,078 women have already opened accounts. A total of ₹43 crore 14 lakh 7,000 has been deposited by women customers.

Hurry Up: Last Chance to Invest

With the deadline approaching, Rajesh Kumar Binwal appealed to women who want to invest to visit their nearest post office and take advantage of this beneficial scheme before March 31, 2025.

How to Apply for the Mahila Samman Savings Certificate:

  1. Visit Your Nearest Post Office: Go to any post office that offers this scheme.

  2. Required Documents:

    • Aadhaar Card

    • PAN Card

    • Two Passport-sized Photographs

    • Post Office Account: You must have an account with the post office to invest in the scheme.

  3. Fill Out the Application Form: Request the application form for the Mahila Samman Savings Certificate at the post office and fill it out.

  4. Submit the Documents: Submit your filled form along with the necessary documents.

  5. Deposit Amount: Deposit as per the scheme’s requirements (from ₹1,000 to ₹2,00,000).

  6. Receive Your Certificate: After completing the application process, you will receive the Mahila Samman Savings Certificate from the post office.