Women Scheme 2026 – Government to Give ₹10 Crore Collateral-Free Loan, Check Eligibility & Benefits

Women’s Schemes: Both the State and Central governments have launched various schemes to empower women and promote self-reliance. The government envisions a future where women do not have to depend on anyone else for their livelihood. Consequently, numerous initiatives are currently underway to bolster women’s economic strength. If you reside in Delhi and are contemplating starting your own business, a golden opportunity awaits you. The Delhi government has introduced a new scheme specifically designed to empower women financially.

Delhi’s Chief Minister, Rekha Gupta, has announced that startups and Self-Help Groups (SHGs) led by women will now be eligible for collateral-free loans of up to ₹10 crore, with the Delhi government itself serving as the guarantor. The Delhi government firmly believes that through small-scale enterprises and home-based industries, women are not only strengthening their families’ financial stability but also making a significant contribution to the national economy. So, let us explore which women are eligible to receive loans of up to ₹10 crore under this scheme, and how they can avail themselves of its benefits.

Who is Eligible for the Loan?
This scheme is open to women who wish to launch their own startups or who are already operating small-scale businesses. Additionally, women affiliated with Self-Help Groups (SHGs) can also take advantage of this facility. This scheme promises to be particularly beneficial for women working from home, such as those engaged in handicrafts, tailoring, crochet work, or the production of Khadi products.

Collateral-Free Loans?
Typically, securing a substantial loan requires pledging assets as collateral. This requirement often prevents many women from launching their own startups. However, under this specific scheme introduced by the Delhi government, the government itself will serve as the guarantor. This ensures that women can access loans with ease, thereby enabling them to establish their own businesses. With the right financial support, these women can transform into entrepreneurs who create employment opportunities for others.

Access to a Larger Market for Products
The government will not merely provide loans; it will also assist women in bringing their products to the market. Special stalls and dedicated platforms will be allocated within Delhi’s malls and major shopping complexes. This initiative will provide women running small businesses with enhanced opportunities to increase their merchandise sales.