‘UPI One World’ launched, Know how to use

UPI One World: The AI Impact Summit 2026 is set to take place in New Delhi from February 16th to 20th. A special service has been introduced for international guests. The National Payments Corporation of India (NPCI) has rolled out the ‘UPI One World’ wallet service specifically for these foreign attendees. This service is tailored for those who are attending the AI Summit at Bharat Mandapam in New Delhi. Guests from over 40 countries will have the ability to make payments using UPI, even if they don’t have an Indian bank account or mobile number.

International visitors will find it easy to use UPI for payments while they travel, shop, or dine in India. There’s no need for an Indian mobile number or bank account. Essentially, foreign guests can make payments by simply scanning a QR code, just like millions of people in India do with UPI. This initiative is not just a convenience, but another major step in showcasing the power of “Made in India” digital technology to the world.

How do you use UPI One World?

1. First, download the CheqUPI app from Transcorp.

2. Once the app is downloaded, go ahead and register.

3. Next, you’ll need to enter your passport and visa information.

4. After that, verify your identity by uploading a selfie and creating your UPI PIN.

5. When your information is approved, you’ll receive a unique UPI ID just for you.

6. You can then add funds to your wallet using international debit or credit cards.

7. You can transact up to Rs 25,000 at once, and you can load money twice a month, with a total monthly limit of Rs 50,000.

8. If you have any remaining balance in your wallet, you can transfer it back to the same card or source you used for payment, following foreign exchange rules.

What is UPI?

UPI is a real-time payment system that makes digital payments super easy. You can transfer money right from your home using UPI-supported apps like Paytm, PhonePe, BHIM, GooglePay, and others. The best part is that you only need one of these: a scanner, a mobile number, or a UPI ID. You don’t even need bank details; just a single UPI ID will do.

UPI transactions are on the rise

The digital payment system UPI is gaining popularity fast. In January 2026, there were 21.70 billion transactions through UPI, amounting to Rs 28.33 lakh crore (around $312 billion). The NPCI, set up by the Reserve Bank of India and the Indian Banks’ Association, manages retail payment and settlement systems in India. Its key products include RuPay, IMPS, NACH, and AePS, along with UPI.