Investing in mutual funds with SIP gives good return in long time. But in just 3 years, if you put ₹10,000 every month in one fund of Franklin India AMC, it has become ₹4.27 lakh. The name of this fund is Franklin India Balanced Advantage Fund. This fund started in September 2022. If you put ₹10,000 every month from start, then in August 2025 it became ₹4.27 lakh.
Lump Sum Investment
If you put ₹1 lakh one time in this fund in September 2022, then in August 2025 it became ₹1.42 lakh.
About the Fund
Franklin India Balanced Advantage Fund is a hybrid fund. It puts money in both equity and debt. It is an open-ended plan. The fund has more than ₹2,700 crore now. Its CAGR return was 12.54% on August 29. This is more than its benchmark return of 10.19%.
Investment can start with Rs 500
This fund uses a flexi-cap method to invest in shares. It puts money in large, mid, and small company shares. Six fund managers run this fund. You can start SIP in this fund with only ₹500 every month. Experts say compounding works best when money stays invested for a long time. To make a big fund from SIP, investors should keep investing for many years.
Past returns are not a surety for future
Experts say do not choose a fund only by looking at its past return. Good returns in the past do not mean good returns in the future. Investors should check their risk level, time, and goal before investing. Taking advice from a financial advisor is also good. Hybrid funds are also called balanced funds. They have less risk than equity funds, but they also carry risk.